00:00
Peter Dunn
You. So we did 500 shows and things got weird. Yeah. No, you do 500 shows of a podcast, 850 radio episodes, and your life changes a little bit. You try to switch it up, you try to keep it interesting. Are we going to make it another 500 episodes? I don't know. But what I do know, though, is that I have been kicked out of my studio this week. Damian Dunn is in the actual studio. I'm in my office about 20ft away in Kristen's where she always says, hello, everybody. It's the Pete the Planner experience. Dame how weird is it to be in there?
00:43
Damian Dunn
I feel like I did a fairly decent job of trying to be just a slight delay of what you were saying. People are probably even more confused than they normally are when they log in at this point of the show.
00:55
Peter Dunn
Yeah. As my daughter once said, you were like a ventriloquist there and anything's a puppet as long as you stick your hand up its hole. Good day, Danza. Good day. Jeremy do you feel like we need to go explicit when I say that phrase? Kristen.
01:14
Kristen Ahlenius
I don't know.
01:15
Peter Dunn
I don't know. It feels explicit. Kristen can I brag on Kristen for a second? Dame yes, please. So I don't know about, you know, this, I got a lot of stuff going on. Like a lot of most people, everyone, I got a lot of stuff. And so Kristen and I were on this event together yesterday. She did the legwork. I didn't know a whole lot about it, but I just jump on it's like Kristen's going to be there and I'm hosting. Right. And Kristen puts together this outline and we do 30 minutes on a topic that we both know pretty well. She knows a lot about it. Man, it was easy. She made it so easy and she was so good and damn, I just kept thinking, thank God for Kristen. Thank God we put her on the radio show and it was phenomenal, my daily existence.
02:02
Peter Dunn
I know, but I think about what we did yesterday, she and I, mainly her, it was better than what anyone else is really putting out there in our space about that topic. It's better than anything anyone's doing. And it was so effortless. It was crazy. Yeah. Anyway, Kristen, you're amazing.
02:24
Kristen Ahlenius
Thank you.
02:27
Peter Dunn
Maybe you can buy yourself a beverage this weekend on our behalf and not send us the invoice.
02:33
Kristen Ahlenius
No, I don't think I could do that now.
02:36
Peter Dunn
Dame so why are you here? Why are you in the studio?
02:40
Damian Dunn
I am indianapolis for my children. It's all for the kids.
02:44
Peter Dunn
Pete I've not seen your kids in a while. I just get this feeling that they're like super tall. Mean, your daughter is generally tall, but I feel like she's taller.
02:57
Damian Dunn
She is taller. She is taller than her mom, but that's not saying a she. We think she may be slowing down pretty dramatically at this.
03:08
Peter Dunn
Gee, you mean growth.
03:10
Damian Dunn
Growth. Yeah. Thomas is certainly continuing his upward trend.
03:17
Peter Dunn
Kristen, anything exciting in your life before we figure out how to do another radio show?
03:20
Kristen Ahlenius
Here my life. Yeah, but you're going to think it's boring, so we can just move on.
03:26
Peter Dunn
Is it concert related?
03:28
Kristen Ahlenius
I am. The next time viewers see us, I will have been to three more concerts. That is true.
03:37
Peter Dunn
I'm so annoyed just by the thought of that.
03:40
Kristen Ahlenius
Not at all. Not at all.
03:42
Peter Dunn
What did you not want to share with us? Is it a pet update? What is it?
03:47
Kristen Ahlenius
No, I went to an estate sale yesterday and got, like, nine pieces of the vintage corningware with the blue cornflowers on it.
03:56
Damian Dunn
Yes.
03:58
Peter Dunn
Kristen, Alanius taking advantage of the dead since the year 2000. Did I misspeak?
04:08
Kristen Ahlenius
No, that wasn't as bad as I was leaving yesterday, the estate sale. This lady's coming out the door wasn't even closed behind her, and she goes, that sucked.
04:19
Peter Dunn
All right, dame, we're going to do a little game I like to call Hollywood pitch meeting. Okay? I'm going to pitch two shows to you, and you choose which one you're going to greenlight. Okay, so here's the scene. This person has a tragic death. They die. All deaths are tragic. And then a bunch of strangers come and pillage and buy up all of their worldly possessions for cheap. And the focus is how excited these people are about this person's death. Okay, so that's number one. So that's show number one. Kristen, what's wrong with your face?
04:56
Kristen Ahlenius
Well, you're just describing me. I'm waiting for the other thing that I did.
05:00
Peter Dunn
Okay, so here's the other angle here. Person lives long, beautiful life, and they've accumulated so many memories and worldly possessions that not only had value to them, but had value to others. And people are honoring them by showing up, contributing monetary things to the estate so that people can go off and remember their loved ones in their own fun way and everyone's happy. Which do you like better?
05:32
Damian Dunn
Show one. Show number one.
05:33
Peter Dunn
Yeah, I did, too. Yeah. Sorry, Kristen.
05:37
Kristen Ahlenius
It's fine.
05:39
Peter Dunn
I feel pretty good about this week's. It's I had to sort of guess on the price a little bit. It's a long story, but it's for sale. But the price isn't available yet, so I had to figure it out. But it's a phenomenal bomb this week. Here's the show. This week we got three episodes of the radio show, as you know, or what are they called? Segments.
06:01
Damian Dunn
Segments.
06:03
Peter Dunn
We got the world's longest email about two weeks ago that we chose not to use on the 500th episode, and we are now going to make it part of this entire show. This entire show is dedicated to one email. That is the longest email I think I've ever read. And we had to strike elements from the email just so we could fit it in and read it. But there are three really good questions that come of the email, so that's what we're going to do. Does that make sense? Yes. Kristen, where was it in Slack that you put the oh, there are the questions at the bottom.
06:38
Kristen Ahlenius
Yeah.
06:39
Peter Dunn
Okay. How do each of and we can.
06:45
Kristen Ahlenius
Probably take timeouts as we go because I think there's questions that they didn't ask or, like, things that we should address that they didn't maybe necessarily ask.
06:55
Peter Dunn
All right, so I went to the Dame Kristen Slack channel. Is that where you cross things out, like the questions below your last cross out?
07:04
Kristen Ahlenius
Yeah. So my question to the honorable panel of experts yeah.
07:08
Peter Dunn
Okay. Hey, everybody, if you're listening to the podcast and you're annoyed by us doing this, turn it off. Listen to Joe Rogan. I don't care.
07:17
Kristen Ahlenius
I care a little.
07:18
Peter Dunn
Okay. Kristen cares. All right, we ready to do this. Oh, I got to be ready to do this. Oh, boy. Hold on, everybody. I have something to write on. Damn. Are those your clicks or those clicks?
07:38
Kristen Ahlenius
Sorry. I was looking at the Supreme Court page. They released two opinions. Not student loans, though.
07:45
Peter Dunn
Which ones?
07:47
Kristen Ahlenius
United States versus Texas and United States versus Hanson.
07:52
Damian Dunn
Did Texas win?
07:53
Kristen Ahlenius
I don't know.
07:54
Damian Dunn
They still get to stay in the union.
07:57
Kristen Ahlenius
They don't want to be.
07:58
Peter Dunn
All right, and we're starting a show. Three, two, one. This week on The Pete the Planner Show, we answer your money questions. Here's how the show works. You email us, askpete@petetheplanner.com that's, askpete@petetheplanner.com. And here's what happens if our spam filter does its shop. We don't get any email. No, we get your email and then we answer it on the air. This week on a very special Pete the Planner Show, we're answering one email for the entire show because it's a long email with some really good questions. I've used the word we several times, and I'm not French. So that means there are two other people here. That means that kristen Ahlenius, the Director of education, joins us, who is refreshing Supreme Court opinions as we sit here. Hello, Kristen.
08:44
Kristen Ahlenius
Hello.
08:45
Peter Dunn
As you may know, as you listen to this on a weekend on whatever radio station you're listening to, we record on Friday mornings at 10:00 a.m.. There's a bunch of Supreme Court decisions coming out today, which shuts down at noon. Is that what's happened, Kristen?
08:59
Kristen Ahlenius
It starts at ten. I don't know how long we wait.
09:02
Peter Dunn
Okay? I don't know how this works. If it's like when the first iPhones came out and you just wait and whatever. Damian Dunn joins us. Damian's actually in my broadcast studio, and I'm in my office in a very weird way. Hi, Dame.
09:15
Damian Dunn
Bonjour.
09:16
Peter Dunn
All right, here we go. Good day. Oh, this is an email that I'm now reading. Good day, miscellaneous Dunn brothers. And so the joke was there that Dame and I are related, which we aren't because our names are both done, and Kristen's last name is Ahlenius, and we call her Miscellaneous. Good day, Miscellaneous. Dun brothers. During the last few shows, there have been various hot takes regarding financial metrics in a statement or two where Pete indicated that when a household increases their income, their financial goals often are pushed further out into the future. While I agree this could easily be true if the household took their added income and spent it frivolously on bigger houses or fancy cars or expensive clothing, or a bite of the world's most expensive ice cream, it's also true that this increases in salary can accelerate those financial timeline as well.
10:05
Peter Dunn
My wife and I are 40 and 39 respectively. Okay, so now I have a question. Kristen. If the person said my wife and I are 40 and 39, that means the wife is 40 and he's 39.
10:18
Kristen Ahlenius
That's how I took that.
10:19
Peter Dunn
So he's into like much older women?
10:21
Kristen Ahlenius
Yes.
10:23
Peter Dunn
I've been tracking our financial progress with great detail for approximately ten years. I have income data thanks to socialsecurity gov going back to when I got my first job at age 14 as a telemarketer selling newspapers across the country. From 2007 to 2022, I worked for the same tiny little tech company. I had variability income due to fairly significant swings in end of year bonuses. Some years, my bonus was as much as 50% of my income, and sometimes it was nothing at all. This variability was actually a wonderful blessing in disguise, as it forced us to more or less ignore this potential money from a financial planning perspective and either put out the bonus money into investments or towards paying off our house, which we did in just under 13 years. If you're still listening to the radio show or podcast, stick with me. We've only got 30 more paragraphs to go.
11:18
Peter Dunn
Last year, I left my original company and started a similar position at a new company. Much to my delightment and surprise, with this job hop, I made more than double my income. It was a wild shock, really. We had been fortunate enough to max out our four one KS HSAs, put five K a year into 529 plans, blah, blah. The rest would go towards general investments or savings for remodeling our 60 year old home. But now, for some reason, I was about to read my remodeling our 60 year old wife, which would have had a completely different angle to this. Now we got a bunch of money. What do we do? It can be addicting to start to daydream about what we could do with an extra 100 grand each year. We could maybe buy a vacation home or rent it out when we're not using it.
11:59
Peter Dunn
We could buy a sprinter van and take long road trips to national parks while our kids okay, they could do a lot of things. But if we did those things, would we become dependent on them? Would we see this as the new normal, a new baseline of spending? I'm going to stop reading and get to the essence of the question number one. How do each of you avoid lifestyle creep or cranking up the speed of that hedonic treadmill? Hopefully, Kristen has Googled. Hedonic two. Once you've arguably won the game, what do you do next? I think Pete might suggest starting a podcast. I've definitely not won the game. Last time I wrote it, he suggested I invest in resources. So maybe that really at what point do you consider a transition in focus from building your own financial wealth and starting to give back to your community by not only charitable contributions, perhaps mentorship?
12:50
Peter Dunn
And that's all the time we have. All right, so let's just hit the first question. How do you avoid lifestyle creep and just cranking up your lifestyle over time? Kristen, how do you avoid lifestyle creep?
13:08
Kristen Ahlenius
Nobody's going to like my answer, but listeners aren't going to like my answer because it's probably going to seem a little unrealistic. But my power percentage is just like a non negotiable 35. I got a raise earlier this year, and I immediately put that money into a cash reserve account so that I didn't spend it.
13:33
Peter Dunn
The age of my wife is a non negotiable 35 as well. I'm just kidding. That was a callback. And please don't get mad, anyone. That was a joke. Okay, so you just say non negotiable. It's like you don't care. There's no creep happening in your life.
13:50
Damian Dunn
Dame disagree, circle gets a square. It sounds really smart and mature and intelligent to just say, hey, it's 35% non negotiable. That's where we're at. I think it's a lot more challenging for most people and most families than to just say, well, this is it, because we all struggle with delayed gratification. Maybe not as much as we should, because we get sucked into the advertisements and whatever, and we buy what we want now. But I believe as long as you are planning and you are accounting for all these changes in your life and you are still doing a reasonable job at saving going forward, there's nothing wrong with enjoying some of the fruits of your labors and spending some of that money on yourself or your family. Now, we don't have a name, as the emailer suggests, though, how do you make sure that doesn't become the new standard going forward?
14:49
Damian Dunn
That's where I think the challenge becomes spending one off stuff, I think every once in a while is fine, but it's that lifestyle creep that becomes the big challenge. And I don't know if there's one silver bullet for everybody. I think it becomes a know thyself type of scenario where you have to pay attention, you have to be honest with yourself, and maybe there's some checks and balances that go into this process, whether it's you, whether it's a financial advisor, whether it's spouse, whoever it is. But there's likely going to be more than just yourself watching over this.
15:21
Peter Dunn
So I think the biggest inflection point of my lifestyle creep has been my children getting to middle school aged, right? Like we are spending money hand over fists on things to stoke their interests. I say this loosely invest in their future, right? And so I think Kristen's not wrong based on her life. I think, Damon, I might feel a little differently because as your kids get older, the expenses started to spin out of control. So what concerns me about this emailer's idea here is if he believes his income is eventually going to go back down, which is sort of where I get with this, is he always going to be $100,000 more with income to deal with? And is his retirement, is it going to be at that level, too? If he thinks at any point in time his household available income is going to go down, then lifestyle creep is a massive problem.
16:29
Peter Dunn
If he is able to say, I'm going to have the same level of income for the rest of my life in a legitimate way that he can validate and justify, then I have no problem with it because Dame and I know we're about to take a break because we had to read this email for 38 minutes. I've been thinking a lot about this recently. Like, what is my guaranteed income for the rest of my life? Not just the rest of my career, but what's the rest of my life? What's my income look like? I'm not kidding, dude. I spent 30 minutes thinking about this last night, and I think that's where we can dig in a little deeper to answer the next two questions of the world's longest email. So stay tuned. You're listening to The Pete the Planner show world's longest email edition. Answering two more questions.
17:20
Peter Dunn
That's next. I'm Pete the planner.
17:25
Damian Dunn
Really funny you say that, because after I finished talking and you started talking, I thought, how early is it? Too early to start doing mock retirement?
17:35
Peter Dunn
Okay. Wow, this is great. Wow, this is really great radio. I was just trying to see if I've got a copy of mock retirement on my desk here, but I don't. I do have a copy of my favorite book I've ever written that no one freaking reads. This is actually the workbook to it. Here's the book. The Commissioner a Guide to Thriving on Commission Income. Like, I love this book. It's my favorite thing. No one buys it. I mean, it's carried in Barnes and Noble, but no one buys it.
18:14
Damian Dunn
Do they send your royalty checks for your books on an Amazon gift card? Or do they send you an actual check?
18:24
Peter Dunn
Lex for the podcast people, I just held up a check. This is certainly a check.
18:35
Damian Dunn
Awkward.
18:38
Kristen Ahlenius
Can I ask a clarifying question about the last segment?
18:42
Damian Dunn
Is it better on the radio or.
18:45
Kristen Ahlenius
Mean, I guess it could ask now why? I guess I'm a little confused at how saying that your power percentage is in what Pete calls the great range means that you don't spend on frivolous purchases or have fun. Like I just told you, I'm going to three concerts. It's about a percentage.
19:05
Peter Dunn
You're talking about Dame's disagreement with you?
19:07
Kristen Ahlenius
Yeah.
19:08
Peter Dunn
Take it up with him. Take it up with the bald know, just the face of this thing.
19:14
Kristen Ahlenius
I don't think that's fair. That's the whole point of power percentage. Yeah, I didn't come up with it.
19:21
Peter Dunn
Wait, you didn't come up with it? Don't say like it's a bad thing. It's a brilliant thing. It is a brilliant I was wondering how Dame's point disagreed with Kristen, too, if I can be honest. Okay.
19:33
Kristen Ahlenius
Yeah.
19:34
Damian Dunn
Frankly, I just said disagree because I wanted to try and stoke something.
19:39
Peter Dunn
Dame, you get in that studio, you just start playing hot takes left and right. I know what it feels like. Man, oh, man, that's funny. I hate going back to the well, once you have kids go through expensive, it's a dumb card to play, but I'll be damned. It's true.
19:58
Damian Dunn
I spend money on stuff that I never in a million years thought I was going to end up spending money on. So it's hard to disagree with that. But here's the good news. Those expenses eventually stop.
20:10
Peter Dunn
You guys want to hear a funny story?
20:12
Kristen Ahlenius
Yes.
20:13
Peter Dunn
So my daughter went to cheer camp a couple of weeks ago. Did I tell you about this? She went to cheer camp down at IU with her high school cheer squad. This is her first cheer camp that she's ever been to. And what the kids down there? Those kids, is they'll put DoorDash app on their phone and then with their account, she has her own money, right, that she has earned. And then so they'll order DoorDash. Well, so she gets back from the camp, and I was like, so how much DoorDash did you order? She's like, I didn't order any DoorDash. And I was like, boy, that's a wasted opportunity. However, this past week, she was at the pool in our neighborhood with a friend, and she decided to DoorDash a small pizza and breadsticks to the pool. That's a from a pizza shop that is 250 yards away.
21:19
Peter Dunn
It cost her $28. And she's like, I am never doing that again. And I'm like, hey, so glad you got to learn that lesson. $28 for a small pizza and breadsticks for a 200. So here's what happened. The pizza shop didn't deliver 250 yards. Some person drove from somewhere else in our fine city into the neighborhood to the pizza shop and then drove it 250 yards to a little kid.
21:57
Damian Dunn
All I can see is the clip of Greta Thunberg saying, how dare you?
22:04
Peter Dunn
It's amazing. DoorDash. Okay, let's do more of the show. How to even set the email back. Okay, here, I'll figure it out. Three, two, one. Back on the Pete the Planner show. This show, this whole idea of this particular episode is dedicated to one email that is so long that if we get canceled next week as a radio show, you will never hear the conclusion as to what has happened. It is that long. There were three operative questions that the person ended up asking. One was, how do you avoid lifestyle creep? The next one is, once you've arguably won the game, what do you do next? And then the third one is about charitable giving, which I think are all really good questions. So, Dame, Kristen, we are now on to once you've arguably won the game. I think we need to spend some time is what is kristen, when you hear someone says they've won the game, what was it?
23:07
Kristen Ahlenius
That's so hard? Because in the work that we do, we are just so used to saying very tactfully. Are you sure? Are you sure you're at a point where you can coast that you've actually made it? So I so rarely get to have that conversation with someone who has won the game that I don't think that conversation through all that often, to be honest.
23:39
Peter Dunn
Won the game is I know the emailer is really helping us out here by giving us content, so we're not going to beat the person up by any means. But dame yeah. Actually pilot Jeremy on our live stream brings like, does anyone ever actually win the game? Dame, does anyone actually ever win the game? Unless you're worth tens of millions of dollars in which your mistakes and your choices most of the time don't negatively impact you, what can it be?
24:10
Damian Dunn
It's really hard to argue that some people who I think you even alluded to it in the end of the last segment, you have that minimum income that you're going to get for the rest of your life once you have that accounted for. And there's really not much you can do to screw that up. I think most people would consider that winning the game. Now, there's all sorts of variations that go off of that. And maybe for somebody who's younger, maybe they feel like they've won the game when they own the house. Maybe they're the first person in their family that has ever been able to afford a house. Or maybe they earned $100,000 for the first time and they feel like they've got all the tailwind in the world and they feel like they've won. And it's coasting from here. Little do they know that it's probably only getting more challenging, but I think there's all sorts of different ways people can define that.
25:03
Damian Dunn
But if we're going for a gold standard of won the game, I think it's once you can account for the minimum level of income that you feel like you need for the rest of your life.
25:12
Peter Dunn
Yeah. Kristen, because I get the sense that this person thinks they've respectfully, right, that they've won the game based on their current income as opposed to copious amounts of assets that could regenerate that income. Is that how you're reading that, too, or is that just me?
25:30
Kristen Ahlenius
No, that's how I'm reading it because in the email they talked about what do you do? Do you buy a vacation home? There were other things that they listed. And I think that's the problem is that have you just reached a peak on your way to this summit that doesn't really exist? Because as people, we just continue to want and plan. I feel like they're at a peak and they're asking, is it okay to move forward to that next peak financially?
25:57
Peter Dunn
Dame again, I didn't read the whole thing because I don't know who has time for that. I'll be dead soon. Both he and his partner both work, I believe. Mean, part of winning the game. Wouldn't it be that you can do all of this without one person working? Wouldn't that be like at least the starting point?
26:18
Damian Dunn
I think that's a very fair winning metric, whatever we're going to call it. But yeah, if you can live off of one partner's income in a relationship, you've got a ton of flexibility and that should set you up to achieve your financial goals even faster. Now where I think we start to get into the weeds are how much and it goes back to the first question, how many miles on that hedonic treadmill can you run before you start creating problems for yourself? You could say potentially, I'm going to go buy that vacation home and when it comes time, I'll sell it and I'll use the proceeds to help fund my retirement. Will you sell that? Because you've become accustomed to that and you probably really like that and have great memories and want to bring the grandkids down someday, it becomes to part with some of these material possessions or that lifestyle, the more you become acclimated to it.
27:16
Damian Dunn
So I don't know. I do think that being able to live off of one income if you're in a two income household is a fine.
27:24
Peter Dunn
Kristen didn't we do this before where we tried to say in our own lives, what the hardest thing we'd have to give up? Did we do that or I feel like what would be the hardest luxury is a loose word that we had to give up. And I said food, maybe, which is not surprising, but yeah, think about the things. So I'll say even for where we spend a lot of money right now is our kids stuff. It's like, okay, things get tight. How do you do that? How do you do that? Or what else do you have to move around because the answer ain't going into debt. How do you do that? I guess that's worth the experts, aren't we? Why am I asking this question. I think we should be answering this question.
28:16
Kristen Ahlenius
Yeah, well, the thing is, there's always that next level, and this goes back. And the emailer did mention how you talked about how a raise can make your life harder, and it's just because we continue to level up. The answer is that if you want your children to have all the same types of opportunities that they have right now, if there were to be a reduction in loss of income, if you had to scale that back, well, then you have to scale that back from a dollar perspective. If your kids are in travel sports, they have to play locally, or if they're in a sport or let's say they're in four h and they have horses. It's super expensive. Okay, well, we have to take something else for four h this year. They can still have those opportunities, but we're just talking about at a different level.
28:58
Peter Dunn
Yeah.
28:58
Damian Dunn
Sorry, kids. Only one of you is going on vacation with us this year.
29:04
Kristen Ahlenius
We're going to Deep River Water Park. We're not going to Disney. You just have to bring it down.
29:11
Peter Dunn
Deep river water park. Is that a thing?
29:14
Kristen Ahlenius
Yes.
29:14
Damian Dunn
Really?
29:15
Kristen Ahlenius
Is that yes. It's in Maryville, I believe. Correct. And it was a blast when I was a kid.
29:23
Peter Dunn
Do you guys want to go to Orlando or Merrillville?
29:26
Kristen Ahlenius
I would have picked Maryville. I don't like to travel.
29:29
Peter Dunn
I take the Merrillville. Primarily because of the Albanese Gummy Bear outlet.
29:33
Kristen Ahlenius
Exactly.
29:34
Peter Dunn
Oh, it's so Troy knows now. You know, I keep thinking about this won the game thing. I know we're getting, like, the emailers at this point hates us because we're fixating on this. I know one person that I would say won the game. Literally one person. Well, who won the game that sold their business for so much money that unless something just truly nuts happens, they're fine forever. Again, I'm not holding this person on a pedestal. I'm just trying to mechanically get to this point of, like, what is to win the game, they spend a ton of money. They do, but they can't run.
30:21
Damian Dunn
So my question is, how many people do you know that sold their business that you thought they probably should have been in the win the game category and aren't anymore?
30:30
Peter Dunn
A ton. Yeah, a ton. Thank you, Dame. So it's one to 200. It's a huge difference. And also say, I know people who theoretically could have won the game, but the choices they're making of continuing to work and do these sorts of things make it feel like they didn't win the game. So maybe I know more people who won the game, but just based on the risks they're taking and things they're doing, it just doesn't feel like that. I don't know.
31:01
Damian Dunn
It takes a ton of financial discipline to have a big pile of money sitting there staring at you month to month on statements and not dip. Into it and to live by that monthly amount that you know will last forever. It's challenging.
31:14
Peter Dunn
And in some instances, what you do is you choose to think of your community via charitable contribution. So coming up after the break, we're actually going to hit the third question in the war in peace email that asked about having so much money. So when do you include everyone else in your plans? That's next right here on the planner show. I'm Pete the planner. And so then the question that you asked me, how about the other one?
31:59
Damian Dunn
Way more.
31:59
Peter Dunn
Okay. Christine, you know any game winners?
32:03
Kristen Ahlenius
Yes, but I think the thing that for me is you can win the game, but it doesn't mean that you no longer have to be diligent. I know two people who I would say have won the game. One is so concerned about going back to a place where they haven't won the game that it makes it feel like they haven't won because they're so concerned about like, I don't want to fall back into that place. And the other has won the game. However, that doesn't like Dame said, you have to make sure that these assets can last you for a lifetime, and that causes that person a fair amount of concern and stress. So is that really a win?
32:46
Peter Dunn
Andy brings up a good point. She asks, is winning the game more about money amount or discipline mentality? Because in Kristen's example, too, there's the derivation of people who have won the game, like, straight up have won the game, but they don't feel like and so, yeah, that's actually a strange cat. That's a very midwestern category. Strange category, too. I mean, look, I know a lot of people who've sold businesses or got wealthy in various ways who sold for a ton of money, but I still don't look at them and think they won the game other than this one person, which is so weird. I don't know who knew. This emailer is like, man, I regret that.
33:36
Damian Dunn
I think about there are certain families that I know that have two pensions and two social securities, and they live very frugally, and the only thing they'll take out of their investments are RMDs. And I could argue that they've won the game, but it's more based on the discipline and all the work that they put in rather than the money that's set aside. They'll never fall back on that money short of some major medical experience that they would have to dip into. But other than that, it's all coasting for some of these families that I'm familiar with.
34:16
Peter Dunn
That's a really good point. I mean, Kristen, you've heard me tell the story millions of times like a grandpa. Retired in 1983 with nothing, had no assets, really, but had a 31 year retirement that was beautiful and wonderful, and my grandma outlived him by seven years. How do you retire with nothing, die with nothing and survive. He won the game, right? That's the weird element of that. Jeremy pilot. Jeremy just lobbing bombs from 35,000ft, which is maybe a bit on the nose, shouldn't say it that way. I know multiple people that won, but they all owned their own companies that their parents or grandparents started. Yeah, that's so true.
35:02
Damian Dunn
That means there's only one more generation to go until that wealth is gone.
35:08
Peter Dunn
Wow.
35:10
Damian Dunn
So true. Statistics say.
35:12
Peter Dunn
So let's do the charitable contributions thing. And yes, for those that know, I am suited up today. Got a little bit of a presentation this afternoon downtown Indianapolis, so I will have to go at some point. Kristen, what if I did the whole show sort of in this voice here?
35:31
Kristen Ahlenius
Oh, please don't. 501 would be the end.
35:34
Peter Dunn
I could do it. I could totally do it. You get used to it. No, you would. Dame, would you get used to it?
35:40
Damian Dunn
I kind of like it.
35:42
Peter Dunn
It would shift from time to time because I can't hold it.
35:46
Damian Dunn
There's one slight derivation on this voice that you do that's amazing that I always love.
35:53
Peter Dunn
Is it the creepy old guy from Family Guy? Yeah. I really like your shoes.
36:02
Damian Dunn
Sorry.
36:06
Peter Dunn
So can I tell you a dumb story? At my son's soccer game out a month ago, the finals, one of the moms needed help carrying her stuff because she was going to another soccer field. She's like, will you take my chair with you and then just give it to me at a party later because were all going to be together. So she gave me her sideline chair and it was a Yeti sideline chair that the case itself was a backpack. So it had backpack straps. Honestly, I'd never seen one before. Was the nicest chair I think I've ever seen. And I think they're like $350 or something like that, right? And I'm a 49 99 sideline chair guy where the bags rip. Kristen, are you in the sideline chair.
36:58
Kristen Ahlenius
Life or no, I have two, but they were both swag, so I've never paid for a sideline chair.
37:05
Peter Dunn
Dame, did you find it?
37:07
Damian Dunn
I did. Yeti actually has two versions of camp chairs or sideline chairs and it looks like they are both $300.
37:15
Peter Dunn
Okay. So I take the chair, I put it in my trunk and I see her a party later and I leave the chair. I said, oh, hey, I brought your chair up. I set it over there. She left it at the party. So then I grab it and take it back. And I saw her last night. So I return the chair to her and I'm thinking, if this was my chair, it would a, it would be in my living room. This is nice. B, did she really forget about it or did she trust me enough with that chair? Did she think about, man, that bald man has my chair? I was just sitting there next to her last night. I just kept thinking, does she have a lot of faith in me or did she forget, what's our relationship now? Am I overthinking it?
38:04
Damian Dunn
Or maybe she was just trying to get another chance to see you.
38:10
Peter Dunn
No, she's got great vision. Certainly not it. What do you think, Kristen?
38:17
Kristen Ahlenius
Or maybe she is an ADHD girly and she struggles with I can't say the word object. Permanence. We're like out of sight, out of mind. Because as soon as something is not in my visual range, it ceases to exist to me.
38:33
Peter Dunn
I wanted so bad to take the chair out of its bag and sit in it and give it a spin, but that felt creepy. It's like trying on someone's pants. So I didn't do that and then I didn't want to. This is where I had a rough day yesterday. And so I'm at the soccer fields last night, just like decompressing. I wanted to tell her that I didn't sit in it. Like, hey, just want to let you know I didn't take that thing for a test ride. But right before I said it, I was like, that's creepier. It's creepy to sit in it. It's creepier to tell someone you didn't sit in it.
39:14
Damian Dunn
There are a couple of comments that I want to make that I can't no, don't.
39:18
Peter Dunn
Please don't. Because I like our rating. Sorry. When I get tired, I just create these conspiracy theories in my head. Okay, are we ready to go here? How am I going to talk in this voice? Here chris trying to think what's interesting. In my office, I can show you my favorite picture of Mrs. Planner. Does anybody want to see that?
39:48
Damian Dunn
People are loving George over your shoulder.
39:51
Peter Dunn
So the podcast people hate when we make visual references. So this is a picture of my wife laughing at me at a wedding. And it's just like a lovely picture because I like to make her laugh. And this is what I think of when I'm rewarded with that laughter, of her laughing at me. I love that picture. I haven't seen her laugh in 20 years.
40:12
Kristen Ahlenius
There it is.
40:14
Peter Dunn
Okay, what else is here? What's on Pete's desk? That's enough. Okay. Ready to go? Yes. Dave, did you just roll your eyes?
40:30
Damian Dunn
Yes, I did. Yeah. Some days you're let's go, let's go. And today it's like, let's look around. What is this? A taikonderoga pencil and a piece of old chewing gum? I don't know.
40:44
Peter Dunn
In three, two, one. Back on the Pete the Planner show, making sure we don't waste your time with bad radio. Working against me is Damian Dunn, vice president of advice at Your Moneyline. And working alongside of me is Kristen Alanius, director of education at Your Money line. You guys were answering one of the longest emails ever and it got down to a point that this person wanted to know at what point do you consider a transition in focus from building your own financial wealth and starting to give back to your community by not only charitable contributions, but perhaps mentorship? I feel like this is like a pinata, this question. We can all take massive swings at it, and I will give Kristen the first blindfolded swing at the pinata full of candy.
41:37
Damian Dunn
Stand back.
41:39
Kristen Ahlenius
A wise man once told me that if you continue to take more from your community than you give, your community will continue to suffer.
41:48
Peter Dunn
Jeez I know I'm old, but when you call me wise, it makes me feel like I'm dead. Okay. But this person doesn't have to. Who's waiting? Okay, let's begin.
42:04
Damian Dunn
This is the easiest question to answer of the three that they've posed, because there is zero reason to wait. Don't get hung up on the amounts that you're giving, whether it's $50 here or $50 there or 50 grand here and 50 grand there or a couple of hours a month or a couple of hours a day. As far as mentorship, just get involved. Find something that you absolutely love that you can stand behind, maybe even get your family involved in to dedicate your time and build relationships there with your family as well, and train your kids in the way of giving of themselves back to the community, in my estimation. I suppose somebody could try and argue against it. There's zero reason to delay giving back to your community, whether that's monetarily or with your time and what I suppose we could debate this. I think most people would find it harder to give of their time than their money, in most cases as well.
43:02
Peter Dunn
Yeah. Kristen I think of how much time dame dedicates to one of his passions of cars and the ACD Festival. And if he was myopic and it's like, well, I've got to use my resources of time and money for my family exclusively until a tipping point of which then I could share it. None of that would happen. And he would not get the joy that he gets out of that. He would not form important relationships that have formed in his life. So I don't know. I really struggled with this one because I don't know. I just don't think that way. I mean, mentorship can happen at work. Mentorship can happen in your neighborhood. I'm struggling. Do you think Dame, on this one, this person is distracted by names on buildings. Do you think this is, well, I'm never going to be able to give, like, this family that has the hospital, the parking garage, and the park.
44:02
Peter Dunn
Like, do you think that's it? Because I do think some people get stuck on the oh, we're not a legacy family like this group, so therefore, what can we do?
44:11
Damian Dunn
Maybe that's the perspective we should try and answer this question from making substantial and it sounds kind of crummy to say it that way substantial gifts to your community, because substantial is going to depend on what you've got working with anyway. So I don't know, but you could be exactly right. Maybe it's the look at me types of gifts.
44:35
Peter Dunn
I want to ask a super uncomfortable question without disclaiming it too much, so I'm going to just do what I can here. Kristen oh, no, it's the question I'm not asking that's uncomfortable. Kristen do you have any interest in having your name on something because of a gift you gave?
44:55
Kristen Ahlenius
No.
44:56
Peter Dunn
On any level?
44:58
Kristen Ahlenius
No.
44:59
Peter Dunn
Are you indifferent to it? Or if you gave a large gift and they were like, oh, hey, we're going to put your name on it, are you like, well, that's fine, or are you more like, no, please don't. Where are you at?
45:09
Kristen Ahlenius
I think I'm indifferent because I think it's also not about you in those situations. Sometimes it's about allowing recipients of that to feel that gratitude and to know where to place said gratitude. So I'm not going to say that. I would say, like, absolutely not, no way. But part of the giving that I do now is monetary and part is of my time, and the monetary giving that I do is anonymous. It is secret. So it's hard to answer that question, though.
45:41
Damian Dunn
Dame there are two things that I would be in favor of having my name on, and one you will say, that makes sense and the other you will laugh at, which is great. The Little League ballpark I played on as a kid because it's kind of in disrepair and it kind of ignored because other diamonds have been built and kids go there to play all their games now. I think it'd be amazing to be able to get that rehabbed and made in something really special.
46:14
Peter Dunn
Again, I assume your name would be on the bench.
46:17
Damian Dunn
Yes, it'd just be written in the dirt behind home plate. It'd be the only place that's nice.
46:23
Peter Dunn
That's lovely.
46:24
Damian Dunn
The second one.
46:25
Peter Dunn
Is this the funny one? Yes. Okay.
46:27
Kristen Ahlenius
Oh, that one was funny.
46:29
Peter Dunn
Okay.
46:32
Damian Dunn
A set of public bathrooms in my hometown.
46:36
Peter Dunn
Wait, for real?
46:38
Damian Dunn
But I would have make sure there was enough money that there would always be an attendant there and there would be the cleanest, they would be air conditioned. There would be a place that anybody would go at any time would feel comfortable and not like they're walking through inches of filth and disgust and whatever.
46:54
Peter Dunn
So in London, right by the London Eye, the big Ferris wheel, there's a public restroom that is exactly that name. It's a pay restroom, but there are attendants, and every time you go in, someone goes in and reclaim it is the nicest bathroom I've ever been in. And it was a public bathroom and there were attendants. But are you serious about that?
47:17
Damian Dunn
No, I was just trying to come.
47:18
Peter Dunn
Up with yeah, I don't want my name. I will say I definitely don't want my name on things. Although, if I'm being honest, I've contributed to GoFundMe's and things like that. And instead of choosing to be anonymous.
47:32
Damian Dunn
Put your name on it.
47:33
Peter Dunn
I put my name on it, but if I'm being honest with myself, I can't discern whether I did that as a look at me or, hey, I did this, and you can I could probably argue both sides, but I don't know what my real motivation was. Kristen on a GoFundMe. Are you putting your name I feel like you'd be anonymous on that.
47:53
Kristen Ahlenius
It depends. For me, in some cases, I've put my name because of situations where I want that person to know that I supported them, that I have your back, and I want you to feel like I'm in your corner. And I don't think that it's the money in those situations for me that does that. It's like, hey, this is Kristen and she supports you. If it's like a big campaign or something where I don't even directly know the person anonymous.
48:21
Peter Dunn
I have had a scholarship at my high school that I fund for 15 years, and my name is not on it. Right. Do you think too, though? Then you get into the memorial stuff. So let's say dame after the show comes over and he's mad that I talked about his bathroom dreams, and he kills me, like just a Krav MAGA to the neck. And then my family's like, oh, we're going to put the Peter Dunn Memorial bathroom to really stick it to. What if your family is the one putting your name on stuff you're like, no, wait, don't I don't want my name on a bathroom.
48:58
Damian Dunn
Yeah, you should be able to control how your name is. Don't a lot of celebrities do something? Agents or somebody or lawyers that take care of that so they can still get paid after the person dies?
49:11
Peter Dunn
That does bother. I know. We're really this is a great financial show. This is, like, between the segments. This is what it's normally like. Kristen, does it drive you bonkers when a deceased celebrity's family makes decisions about their likeness? That drives me crazy.
49:25
Kristen Ahlenius
Yes, it does. For me as well. Yeah.
49:27
Peter Dunn
It just seems wildly unfair. I don't know what piece of paper I have to be like, hey, when I'm dead, just stop talking about don't put me anywhere like I'm gone. Thank you. Everyone else enjoy the space. I don't know.
49:40
Kristen Ahlenius
Maybe they had the opposite conversations.
49:43
Peter Dunn
Keep my legacy alive, maybe. All right, we got to get this back on track. Good luck. So that's the answer to the world's longest email. Coming up next on the show biggest waste of money of the week. It is a doozy. It is a terrifying doozy in two completely different ways. We also have current events. We have the news. Maybe a Supreme Court decision on student loans. Kristen no. Okay, well, maybe by the time we get back from the break, there will be one. I'm Pete the planner. Thanks for listening. We've got Kristen Ahlenius, we got Damian Dunn in my studio, and I'm in my office. This is the Pete the Planner show. Boy, that was started a little early there. Yeah. What are you going to do?
50:32
Damian Dunn
You're a pro.
50:33
Kristen Ahlenius
Can I ask an embarrassing question?
50:35
Peter Dunn
Yes.
50:36
Damian Dunn
More embarrassing than saying you want your name on a bathroom?
50:39
Peter Dunn
Should I answer this voice?
50:41
Kristen Ahlenius
Yes. The Supreme Court student loan case is going to be titled what it's who versus who?
50:51
Peter Dunn
I don't know.
50:53
Kristen Ahlenius
Not as dumb as I thought. Okay.
50:56
Peter Dunn
Caitlin's liking the show today.
50:58
Kristen Ahlenius
Maybe I'll hear about it. Pete's out of control.
51:03
Peter Dunn
Okay, who's in the picture with Caitlin there?
51:06
Kristen Ahlenius
Her boyfriend.
51:07
Peter Dunn
Oh, is it getting Sarah? Jeremiah says, I was in Newcastle when you started reading the email. I'm now in greensburg. I believe that. So my son gave my daughter's phone number to some of his friends, and they've been nonstop trying to FaceTime with her. She's ready to kill him. It's the funniest thing. I was in this heated meeting yesterday, and she likes texting me. She's like, you must punish Ted. A is like, I don't want to be involved. B, he shouldn't do that. C hilarious. Hilarious. Oh, boy. Good times. Okay, bomb. Oh, am I ready for that? Okay. I got to get ready for it. Stand by. All right, here we go. I got to present everyone on the podcast. Just calm your urgency. I'm doing things. Okay, here we go. The bomb in three, two, one. This week's biggest waste of money of the week right here on the Pete the Planner show is therminator robot Dog Flamethrower.
52:37
Damian Dunn
You have my attention.
52:39
Peter Dunn
You might think you already have the best boy or girl at home, kristen, she's got but they don't take commands or shoot a 30 foot long arc of solid flame like old therminator here does. The world's largest purveyor of at home personal flamethrowers throw, flame has combined its arc flamethrower with a quadrupedal robotic dog to create the. The throwflame is taking reservations for therminator now, which deliveries start in July. What could possibly go wrong? So, Dama, we got to describe this for the listening audience. It looks like one of those was it Boston Scientific? Robotic. Like it's jointed the wrong way. Like the legs bend at the knee backwards somehow.
53:35
Damian Dunn
There's no way it's that capable, though. I can't imagine it's where you can kick the thing and it catches itself. This one looks like it would fall over.
53:44
Peter Dunn
Wait, why would you kick a dog? Dame.
53:47
Damian Dunn
Dame. The Boston Dynamics or Boston Scientific or whatever the company's name is. You've seen those where they just try and mess with it to try and get it off its feet, to show how quick the gyroscopes react and how quickly it gathers itself.
54:02
Kristen Ahlenius
Our YouTube search history is very different.
54:05
Peter Dunn
Yeah. Damn I'm just stunned here the first thing we're talking about a dog. You're like, oh, well, when you kick.
54:11
Damian Dunn
It, it's like, wait, a robot dog.
54:15
Peter Dunn
Wait. The first thought of you seeing a robot dog is this a Krav MAGA thing? All right, what do you think this thing costs? Kristen? World's worst guesser. What do you think? And here's what I had to do. The price isn't available, so I had to go find the cost of the flamethrower that they put on top and the cost of the robot dog itself.
54:40
Damian Dunn
You did more research for Blum than you did anything else related to this show.
54:46
Peter Dunn
Guys, I'm very busy. I don't have the time that Jeremiah has driving all over the east side of Indiana. Okay. What do you think, Kristen?
54:55
Kristen Ahlenius
I first want to know how this is legal. And second, I believe that this flamethrower dog will cost me $40,000. I have no idea.
55:13
Peter Dunn
Dame, what guest do you have that might be different than that one?
55:17
Damian Dunn
It really depends. Is it more of the high end robot to hug, or is this some knockoff this company is making? I'm going to go with the knockoff because that's what it looks like.
55:29
Peter Dunn
Okay.
55:30
Damian Dunn
And I'm going to say 25 grand.
55:32
Peter Dunn
Okay. Well, a couple of things here. It's not a knockoff sort of dog that you could kick. I can tell you that. It's about $6,000.
55:44
Kristen Ahlenius
Really?
55:45
Peter Dunn
Yeah. I think that you guys are like, oh, we should get one.
55:51
Kristen Ahlenius
I didn't expect that, obviously.
55:53
Peter Dunn
So, Dame, you're the closest thing to a man on this show. Thanks. What does a person use a flamethrower for?
56:01
Damian Dunn
Whatever they choose. You could burn underbrush. You could burn piles of trash. You could terrorize your neighbors or keep kids away from your teenage daughters. I mean, there's all sorts of great uses for a flamethrower strapped to a robotic dog.
56:20
Peter Dunn
Dame, what's? In the news this week, rivian is.
56:25
Damian Dunn
The latest automaker to jump on Tesla's North American charging standard. This comes just weeks after Ford and General Motors announced that their upcoming electric vehicles would have the proper equipment to recharge using Tesla superchargers. Current Rivian vehicles will get the NACS adapter, and future Rivian vehicles are going to come equipped to do it directly. With Rivian, Ford, and General Motors in its corner, tesla is quickly capturing a large segment of American made electric vehicles. So far, no foreign automaker has signed with Tesla. As the reporter Tim Decant writes, it's getting increasingly harder for the rest of the EV charging industry to compete against Tesla. Pete, we've always talked about Tesla and their cars. Sounds like they might have a really strong business in charging everybody else's cars as well.
57:16
Peter Dunn
Smart. Genius. Which also makes Kristen's stock pick for the year look pretty good as well. This past week, I actually, for the first time, spent about ten minutes going through my head thinking I could see getting an electric car like for the first time ever for ten minutes. I spent time there. It was very weird. Kristen, what do you think about this?
57:39
Kristen Ahlenius
About whether I would drive an electric car?
57:41
Peter Dunn
No. That Tesla's business model may be about its chargers.
57:47
Kristen Ahlenius
I think that sometimes you have to adapt. I always say it's kind of aggressive. I always say adapt or die. When it comes to business, you got to keep evolving. So I would say if that's going to be where they go, then Dame.
58:05
Peter Dunn
As Kristen always says, adapt or die.
58:08
Kristen Ahlenius
Sorry.
58:08
Peter Dunn
As Dame always says, I don't know if you could kick that dog, Dame. What else is in the news?
58:16
Damian Dunn
A trucking company is telling gamers to take it outside. Schneider national, looking to hire drivers has placed in game billboard ads on American Truck Simulator, a popular video game that lets players load, drive and park 18 wheelers in excruciating detail. The game penalizes you when you break road rules and even simulates different types of transmissions. Per the Washington Post. I'm going to take a time out.
58:39
Peter Dunn
Time out. You have one.
58:42
Damian Dunn
Pete, what was the last time you played video game?
58:44
Peter Dunn
Oh, man, I'm sure I played like, FIFA with my son a couple of months ago.
58:51
Damian Dunn
How much would it take for you to play a 18 wheeler driving simulator?
58:57
Peter Dunn
Actually, it seems interesting. I would do it for like, not long, but it's intriguing because I'd love.
59:05
Damian Dunn
To try and find an opportunity to get you in like, one of those big immersive simulators in a truck and you're getting the rumble of the chair as you're driving. Yeah, I love to see you try and back that thing up.
59:18
Peter Dunn
Yes, I'm a fine motor driver. I'm going to back that thing up.
59:24
Damian Dunn
All right, well, we'll have to see if we can try and arrange that. Anyway. Go ahead.
59:28
Peter Dunn
No, where are you going?
59:31
Damian Dunn
The ads showed how desperate the trucking industry is to recruit new talent. The US. Trucking companies are short a record 80,000 drivers as of 2021, and that number could reach 160,000 by 2030. According to the American Trucking Association.
59:48
Peter Dunn
This entire country still runs on over the road truckers. When your friends are in your twenty s and you're at a par and your friends like, all right, it's got a new job in logistics, and you're like, trucking. And this entire world still runs on trucking. It's phenomenal. It's incredible, actually.
01:00:10
Damian Dunn
Yeah, there's all sorts of things that you can do that's alternative and trucking. Is there's going to be high demand for trucking for a long time.
01:00:19
Peter Dunn
Kristen, how would you be as a mean? I know you're adapting. Or like, do you think you'd be.
01:00:28
Kristen Ahlenius
A know, I took a really big step and I pull trailer in my SUV now. So I pulled my camper, the skid steer. I'm moving on up. I feel like I'm not that far away.
01:00:40
Peter Dunn
Okay, wait, did you say I pull trailer, as in singular. Is that how you say it? Is it like, yeah, I pull trailer.
01:00:47
Kristen Ahlenius
There's no terminology there. Don't repeat. Yeah.
01:00:51
Peter Dunn
Wait. I'm intrigued.
01:00:53
Kristen Ahlenius
Caitlin said no. Caitlin said no. I would have too much anxiety.
01:00:56
Peter Dunn
In England when you go to the hospital, they just say you go to hospital. They don't say they're like, oh, he's at hospital. And it's like well, you're forgetting words but you're saying I pull trailer. Now I'm intrigued. It's like when you're in southern Indiana and you have land, you say I'm going to get some what you that's how you say it. And that way you can pull trailer on it.
01:01:21
Kristen Ahlenius
Don't repeat that. No.
01:01:22
Peter Dunn
Dan, what else is in the news?
01:01:24
Damian Dunn
I'm just really curious about Kristen's CB handle would be oh, what would it be?
01:01:28
Peter Dunn
Miss Alight is here. She probably wouldn't use that voice. Probably not. No.
01:01:34
Damian Dunn
Real quick contestant last week broke sorry. Dislocated his shoulder on the prices. Right. There is video out there. It got so excited jumping around and dislocated his shoulder so bad he had to have his wife spin the wheel for him.
01:01:47
Peter Dunn
Wow. Sounds like a real cliffhanger. Okay, that's all we have time for. That was a game cliffhanger joke.
01:01:53
Damian Dunn
Yeah, I got it.
01:01:54
Peter Dunn
Kristen didn't get it. City. Good vibes. Because good vibes are all that's in the budget on Pete the planner is the Pete the planner show. Wow. Kristen, the look on your face right there when I gave the cliffhanger joke blank, sorry. Dame liked it.
01:02:12
Damian Dunn
I loved it.
01:02:13
Peter Dunn
How do you like the studio? I do have to go in a second here, but dame, how do you like being in the studio?
01:02:18
Damian Dunn
There are a few changes I would make but yeah, it's great.
01:02:21
Peter Dunn
What would you change?
01:02:22
Damian Dunn
I'd probably put a bigger monitor up there where it is that are two. So I could easily have different things split so I didn't have to look off to the side. But whatever. I'm sure I could figure it out the way it is if I was going to be here longer.
01:02:36
Peter Dunn
Can you feel that I've sat in that chair. Is it cupped to my buttocks?
01:02:40
Damian Dunn
A little bit. There's some bumps and spaces that I wouldn't assume there were. But.
01:02:48
Peter Dunn
Kristen, you worked out that studio. Do you like the setup in there or is it not for you either?
01:02:52
Kristen Ahlenius
I agree with dame. I wish I could see more in front of me when I'm in the studio.
01:02:57
Peter Dunn
I'm with you. That'd be an investment. Instead I wanted to spend the money on George Washington paintings. That's for the live stream. Okay, that's it. Anything you want to say, Kristen, before you go to a bunch of concerts?
01:03:10
Kristen Ahlenius
No.
01:03:11
Peter Dunn
Dame, anything you want to say before you go to a swim meet?
01:03:14
Damian Dunn
Kristen, remember your hearing protection. Save your ears.
01:03:18
Peter Dunn
I may have results on the next show. We are doing a family Olympics tomorrow.
01:03:23
Kristen Ahlenius
Nice.
01:03:24
Peter Dunn
Because there was a lot. Of trash talking at our dinner table the other night about who's faster at this or that. Now. So we're running a family. 400 at the track tomorrow. Now, here's some things. My wife was an all American track runner in college, which is a problem in the 800 and the 1500. My son is pretty fast and has a lot of endurance. Right now. I'm a superior still. I can still move a little bit. We think my daughter will get last. But it's really between Mrs. Planner, Theodore and me. Do you guys want to place any bets?
01:04:10
Kristen Ahlenius
I think it's going to be that order. I think it's going to Be Mrs.
01:04:14
Peter Dunn
Planner, Theodore, and then me.
01:04:16
Damian Dunn
Is Mrs. Planner really going to try or is she going to sandbag? So Ted beats her.
01:04:24
Peter Dunn
You've clearly not spent enough time with Mrs. Planner. She would never throw a race, ever.
01:04:30
Kristen Ahlenius
Good.
01:04:31
Peter Dunn
She might elbow him. So what do you go with?
01:04:38
Damian Dunn
Win, play, show. I'm going Mrs. Planner to win because I think she's got the cardio and enough foot speed to beat you in a 400. You're second because you're just going to hip check Ted out of the way. If it comes down to it. And Ted's third. And Ollie's.
01:04:58
Peter Dunn
Here's my hope. Here's my hope that I can just run off their shoulder whoever's in the lead for the first 300 and then just out kick them all. Because I'm stronger and faster. Okay, but the problem is, can I hang on their shoulder? If they run me into the ground in the first 300, I'm in trouble.
01:05:17
Damian Dunn
All Right. Will. Ollie concede that she's likely to finish fourth.
01:05:25
Peter Dunn
I've now lined up my image so that the hair looks like it's coming out of my head in the picture behind me. She says she doesn't care, which means, yes, she is conceited.
01:05:35
Damian Dunn
Can we just get her to record it?
01:05:38
Peter Dunn
You know what? That's actually the better way to go. Okay.
01:05:42
Damian Dunn
Because I want to see you try and kick. After running 300 meters, I did put.
01:05:49
Peter Dunn
A little prize on the line. I said, the winner gets $50 and gets to pick dinner that night that they don't have to spend the $50 on, because I needed to get her interested in running it. And the only way you could get her to do something like that is to bribe her with money.
01:06:05
Kristen Ahlenius
I like it.
01:06:06
Peter Dunn
Okay. Anyway, I do have to go. This has been lovely. Dame. Good day to you. Kristen. Good day to you. The rest of you stay. Getting money. It.
