Free to employees.
Affordable to employers.
Add a turnkey financial wellness solution to your benefits package to reduce employee stress, turnover, and financial instability.
Essential Plan
Your Money Line provides every employee access to:
Unlimited financial coaching via phone, chat, email, or text- Software with tools, calculators, assessment, and basic tracking.
- Account integration & AI insights to track, budget & improve your finances in one place
- Credit monitoring to track credit, get suggestions, and protect from threats
- Financial education with on-demand courses, monthly webinars, videos, & articles
- Multi-Factor Authentication to keep your account extra-safe
Benefits HR leaders love in every plan:
Onboarding support means you don’t have to do it alone- Dedicated Client Success works alongside you to increase engagement
- Employer Dashboard shows program usage and impact while protecting individuals privacy
- Ongoing monthly engagement materials keep employees informed and engaged with financial wellness topics
Available as an add-on:
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Identity Protection
Single Sign-On
Don't take our word for it
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Sophie
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Adam
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Mike
“Thank you for responding so quickly”
"Wow! So much to consider. I appreciate all your feedback which helps me not to make any sudden decisions. Thank you for responding so quickly. I'm glad I was able to connect with you and receive some very valuable information."
Daniella S.
“A knowledgable person just a phone call away”
“It's incredibly helpful to have a knowledgeable person just a phone call away! I appreciate having an unbiased, supportive resource who can help break down complex questions and decisions into manageable pieces.”
William G.
“Thanks so much!”
"I have asked about loan forgiveness many times and my Financial Guide was the first person that has explained to me the difference between the loans. Thanks so much!"
Ajay L.
"I am so grateful to my company"
“YML financial guides always go above and beyond to provide the best and most complete information, answering questions that I didn't even know I had! Thank you so much - I am so grateful to my company for this benefit!”
Annie B.
"It’s such a relief"
It’s such a relief to begin talking to someone about this. To help me know and face my financial realities. Thank you for being clear, concise, kind, and helpful!
Mike J.
“I feel so much more at ease”
“My guide has been patient, kind, and thorough. I feel so much more at ease with her guidance on my budgeting system.”
Margot G.
“Support and answers”
“My guide has been nothing but OUTSTANDING! She has provided a ton of info and support to my husband and I walking through PSLF requirements. I know she will always have support and answers for us."
Jane E.
"It's nice to have another human"
“Sometimes it's nice to have another human to share ideas and get a second opinion. That's exactly the way I felt while talking to my guide this morning. Thanks, Your Money Line, for giving me an opportunity for this second opinion!”
Ryan M.
“Very helpful”
In our quick, 25-minute call, my guide helped point me towards a path to use that surplus to enhance my financial stability and long-term growth. Very helpful.”
Ted J.
"Empathy and helpful advice"
“My guide was wonderful! She has empathy and helpful advice. I didn't feel judged at all. She's so good at what she does. Thank you! Can't wait to chat again.
Ollie D.
Your team deserves world-class wellness
Finances are the single biggest stressor for employees. Legacy offerings alone often only address symptoms of financial stress. Not the root cause. That's why we've built the financial wellness benefit of the future that employees deserve, use, and love.
EAP & 401k offerings
Limited number of interactions- Helps with major, acute situations
- Get routed randomly to a call center
- May push products on your team
- Phone only
- No software or on-demand financial education
Unlimited interactions with guides- Helps with any financial question, big or small
- Talk to the same guide every time
- No selling products. Ever.
- Phone, email, text, or chat
- Learn with courses, live webinars, articles, & more
Frequently asked questions
Okay, you're a little intrigued and want to know more? Dive in below.
What is Your Money Line?
We're a financial wellness benefit that brings together software, certified money coaches, and world-class financial education to help employees find greater financial stability and health.
How is this free to employees?
Your Money Line is purchased by businesses as a corporate benefit that they can offer their employee population. Employees (and their dependents) can sign up and use it for free for as long as they work at the company.
What experience does Your Money Line have?
Your Money Line was created by Peter Dunn (aka Pete the Planner), who has spent more than 20 years in the industry and is one of the world's foremost experts on employee financial wellness. Our team of guides all hold degrees or leading certifications on financial planning & coaching.
How do you help with public service loan forgiveness?
Schools and healthcare systems often turn to Your Money Line for help with public service loan forgiveness (PSLF). This is a complicated government program, and our guides offer 1:1 meetings with teachers or staff to guide employees through every step of the loan forgiveness process
How is Your Money Line priced?
Like many employee benefits, we price our services on a PEPM basis, or per employee per month, based on your full eligible population. Pricing can vary based on size of company, packages, deal terms, etc. Scroll up to get a rough quote.
What does implementation look like? How fast is it?
YML is speedy to implement and get activated. You'll get a dedicated Client Success Manager who will assist with setup, launch, and ongoing engagement strategies. Typically clients can be up and running in just a few weeks.
Do you work with retirement or benefits brokers?
Yes, we have an extensive partner network that refers clients to Your Money Line for financial wellness. If you're a broker looking to partner, shoot us a note!
Can I use wellness dollars or state funding for YML?
Oftentimes, yes! Ask your health carrier if you have available wellness dollars to use with your team—financial wellness qualifies! If you're a school, you can often use dollars allocated for teacher retention to offer Your Money Line!
Read our guide on "How Do I Use Wellness Dollars?"