Finding out I’m an enneagram seven gave me language for what I already knew: I’m wired to be extroverted, optimistic, spontaneous, and ready to learn.
But it also points out some of my blind spots. I can be impulsive, impatient, easily distracted, or can get exhausted from being constantly on the go.
After this discovery, I understand why I make certain choices and how those choices appear in everyday life. That kind of self-awareness doesn't just make me a better friend or coworker; it gives me tools to grow.
Money works the same way. How we think, act, and feel about money is shaped by who we are. Just like a personality framework gives us insight into how we show up in relationships, understanding your "money personality" gives you insight into how you show up in your financial life.
Some thrive on structure and budgets, while others find joy in living in the moment and treating themselves. Some avoid money conversations because they feel stressed, while others see finances as a measure of achievement. None of these is "right" or "wrong." They're just different ways of thinking, feeling, and behaving with money.
Introducing money vibe lite
That's where Money Vibe comes in. It's a quick, free quiz that helps people discover their unique money personality. In just a few minutes, they'll gain insights into their money strengths, common challenges, and strategies that fit their natural tendencies.
It's fun, it's eye-opening, and it's practical. Money is deeply personal, and how we approach it should be, too.
Meet the money vibes
Every money personality has strengths to lean on and challenges to watch for. Here's a quick snapshot of the five Money Vibes:
Hesitant
Money decisions can feel overwhelming. The Hesitant vibe may delay decisions or avoid digging into their finances because it brings stress. The strength? They tend to be thoughtful and cautious, making them less likely to take risky leaps. They can move forward with confidence instead of fear, with support and structure.
Balanced
The Balanced folks want the best of both worlds—saving for the future while enjoying the present. They're great at moderation and seeing both sides. Their struggle can be guilt: wondering if they're keeping "enough" or enjoying "too much." With clarity, they can lean into the harmony they naturally seek.
Free spirit
For Free Spirits, money is about living life to the fullest. They value experiences, fun, and flexibility. Their energy is contagious, reminding us that we can enjoy money. The risk? Overspending or putting off long-term planning. By setting up simple systems, Free Spirits can keep the joy while protecting their future.
Achievement
The Achievement vibe sees money as a way to measure progress and success. They're motivated and goal-driven and often hit impressive milestones. Their challenge can be chasing "more" at the expense of balance. With intention, they can celebrate their wins while still building sustainable financial well-being.
Awareness is powerful
Here's the magic: when you know your money personality, you see your strengths and blind spots more clearly. That awareness makes it easier to build systems and strategies tailored to you!
If strict budgets make you feel boxed in, you may thrive with a more flexible plan. If you're always chasing the next financial milestone, you might benefit from practices that help you slow down and enjoy the moment. Awareness is the first step to creating financial strategies that work with your natural tendencies instead of against them.
Why this matters at work
Money stress doesn't clock out when employees clock in. Financial worries can distract, drain, and overwhelm. But when people feel confident about their money, they show up more focused, energized, and engaged.
Your team is made up of different personalities and economic realities, and that’s why one-size-fits-all financial education often falls flat. By providing a tool that helps employees discover their money personality and meets them where they are, you can empower them to confidently take the next step.
At the end of the day, money isn't just about numbers; it's about people. The more we understand ourselves and our teams, the more intentional we can be with our choices. Money Vibe Lite is a simple first step toward that awareness. It sparks conversations, builds confidence, and helps people feel seen in their financial journey. Because when individuals and teams know their money personalities, they're not just better with money, they’re better prepared for whatever is thrown their way, at work and at home.
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Already have YML in your organization? Take the full money vibes experience in our app and talk with a financial guide on specific strategies tailored to your money vibe.
Not a YML customer yet? Book a time with us or watch a demo today to see how personalized financial wellness can transform your workforce.
