by Brent Lyle | Jan 7, 2021 | Retirement & Investing, Savings |
Lisa Whitley — I recently asked a good friend what personal finance question was top of her mind these days. Her response was one that sounded pretty familiar: “If I am behind on saving for retirement, should that be my first priority? Or should I prioritize a larger...
by Damian Dunn | Dec 16, 2020 | Budgeting, How-to Budget, Preventing Future Debt, Psychology of Money, Spending Habits, Spending Habits |
Lisa Whitley — Seriously, why? Everyone tells you that you should have a budget. But if it is such a great thing to have, then wouldn’t everyone do it happily without being prodded by people like me? I believe that the thing that often stands between knowing that...
by Brent Lyle | Dec 9, 2020 | Basics of Investing, Psychology of Money, Retirement & Investing |
Lisa Whitley — As is so often the case, the ancient Greeks said it first and said it best: “Know thyself.” And there is no area where this axiom is more applicable than investing. You may be familiar with the concept of “risk tolerance.” When it comes to how...
by Brent Lyle | Dec 6, 2020 | Budgeting, Psychology of Money |
Kristen Ahlenius — A few months ago on social media a challenge gained a lot of traction. Parents and guardians set up a camera to record just how disciplined their children were, or in most cases, how disciplined they weren’t. The majority of parent scientists used...
by Damian Dunn | Nov 18, 2020 | Taxes |
Lisa Whitley — I know, I know…you feel as if you just finished your 2019 tax return and now I am going to talk to you about tax planning for next year? Madness! But of course, now is the perfect time to make moves that can minimize your tax payment and maximize...
by Damian Dunn | Nov 9, 2020 | Budgeting, Lifestyle, Spending Habits, Spending Habits |
Kristen Ahlenius — We need to talk. You probably spend too much money on food. Your regular grocery shopping, intermittent specialty shopping, and a miscellaneous mid-week trip because you ran out of bread; this adds up. But we’re not done. You also spend money on...
by Damian Dunn | Nov 4, 2020 | Credit, Psychology of Money, Spending Habits |
Lisa Whitley — Why pay more when you could pay less? It doesn’t seem logical and yet many do this when taking on debt. Even when lower cost borrowing alternatives are available, often consumers prefer using high interest rate credit cards. I just read a...
by Damian Dunn | Oct 14, 2020 | Retirement & Investing |
Gayle Evezich — October is my favorite month of the year. The air is warm and crisp at the same time, fall flowers are blooming, leaves are turning, and the air has a special feel to it. It doesn’t hurt that Halloween is in October too! There’s another big...
by Damian Dunn | Sep 30, 2020 | Retirement & Investing |
Written by Lisa Whitley If you are participating in a workplace retirement program — 401(k), 403(b) or similar — good on you! And if your employer is matching your contributions, that is even more fantastic. However, employees who do not receive an employer match have...
by Damian Dunn | Sep 9, 2020 | Student Loans, Student Loans & College Savings, Student Loans & College Savings |
Written by Kristen Ahlenius On August 8th President Trump extended the student loan administrative forbearance as a response to COVID-19 crisis. This extension provides forbearance through the end of the calendar year. In addition, loan interest rates will remain at...
