by Brent Lyle | Oct 22, 2019 | Age-based Topics, Age-based Topics |
I was talking to a friend the other day about Social Security. “Yikes,” I said, “I’m actually old enough to start thinking about it!” And just as the words came out of my mouth, I realized how little most people know about what happens when it’s time for Social...
by Brent Lyle | Oct 15, 2019 | Basics of Credit, Credit, Retirement & Investing |
Once a month I receive an email from my credit card company that my FICO score is ready for view. I usually open the app to check on my score, just to be aware, and then I don’t look back at the score until the next month. I’ll preface what I’m about to say by telling...
by Brent Lyle | Oct 8, 2019 | Credit |
With the Experian breach of 2015 behind us and the Equifax 2017 breach settlement just finalized last month, most people are worried about protecting their private data but not sure how to go about it. Advertising for credit monitoring services are everywhere and...
by Brent Lyle | Sep 12, 2019 | Budgeting, Lifestyle, Spending Habits, Spending Habits |
One of my least favorite things in the financial wellness industry is how we collectively assume the surrender of a daily latte will solve financial problems. Search personal finance articles online and you are certain to find financial experts and politicians alike...
by Jasmin | Sep 12, 2019 | Budgeting, Lifestyle, Spending Habits, Spending Habits |
Dear Team, My wife and I recently adopted a dog. After our first visit to an emergency vet we quickly realized how expensive these visits can be. Now that she is ok and we received the credit card bill the financial reality has set in. My question is how can we best...
by Jasmin | Sep 3, 2019 | Buying a House |
If you are considering shopping for a home you have probably heard of private mortgage insurance (PMI). Hearing about PMI and understanding mortgage insurance are two very different things. So what is it? Who benefits from it? Do you have to have it? Let’s set...
by Jasmin | Aug 22, 2019 | Retirement & Investing |
Lately, with Your Money Line, I’ve found an increasing amount of participants in search of creative ways to pay off their debt. As of late, the most popular option seems to be using equity in a home to pay off other obligations. The justification for using equity to...
by Jasmin | Aug 14, 2019 | Retirement & Investing |
What’s a backdoor Roth IRA and I should I have one? ———————— There seems to be a cycle of financial terms du jour, one of the latest being backdoor Roth IRAs. It’s been bantered about, especially targeted to those...
by Jasmin | Jul 25, 2019 | Budgeting, Housing |
I’m starting to look at purchasing a home. I have some cash saved for the down payment. However, I’m not sure how much I should keep in my bank account for emergencies. Should I have multiple savings accounts? One for emergencies? One for the house? Any insight you...
by Gayle Evezich | Jul 9, 2019 | Budgeting, Relationships |
Hi there, I have child support and alimony budget. I need help planning my new budget having not run the family finances. Where can I find help? Nikki Thanks Hi Nikki, Divorce is one of those things we’re really never prepared for, either emotionally or...
