[00:00:00] It was time for a new cast member. That's what this show needs. I've been reviewing some old tapes. I've been looking at old statistics of the show and downloads and there are millions. We need a new cast member for years. It was me it was actually chip and me, and then it was just me.
Then it was me and day. Then we added Kristen and they joined me here now. Hello, Dame. Hello, Kristen. And Kristen, I don't know if you know this, but today is a very special day. As we add our fourth. Cast member to the show. I don't know how often they're going to be on, but I do know they're on today. That cast member is the mouse in Dame's barn.
It is right across from him right now. He can see it frolicking because that's what mice do. What's it doing?
Damian Dunn: It just it's making passes back for one side to the other. I'm assuming gathering food for the winter. It's getting colder. Every once in a while, he'll stop and turn and look at me and just nod his head and then keep on going and acknowledging that I'm here.
I've [00:01:00] named him Marvin in the short term, just in case, we can take a vote on that if you don't like it or maybe give him a stage name for the show. But for me, he'll always be Marvin. Marvin the Varmin. I think
it's important that we offer the distinction that Dame is literally in a barn right now, as opposed to Dames in his house and is calmly dealing with a mouse because that would be very different, I believe, maybe it wouldn't.
Kristen Ahlenius: Here's the thing. Dame lives in the country and this time of year, you just, I wouldn't be surprised if there was a mouse in the house. That's just part of it.
Damian Dunn: We hear a cat, not very often, but we'll hear a mouse in the attic every once in a while, scampering across and like scratching on stuff.
But yeah, every once in a while.
Kristen Ahlenius: It's harvest. That's a thing. It's
harvest. It's autumnal season. If we had a mouse that we've detected in our house, which has happened typically what Mrs. Planer does is she goes out to the garage, she grabs a gas can, drives to the [00:02:00] nearest filling station. It fills up the gas can, goes back to our home, spreads gasoline around the perimeter of our home, lights a match, and burns down our home.
That is typically what we do as city folk.
Kristen Ahlenius: How often in the number of years that you've lived there have you had a mouse in your house that you knew of? That's a
great question. In 17 years, I would say we've had three or four incidences in which. The cat was not away, but the mouse did play would know what that was.
Pretty good.
Damian Dunn: We don't have a cat, but anyway, go ahead and you had a very well known chipmunk problem a couple of years ago. Now, what was that looked on with the same Terror by the rest of your family?
No, because they were outside and it was fun because we were [00:03:00] capturing them and releasing them.
I also have to note out of full disclosure, we do believe we have a squirrel living in our attic right now.
Kristen Ahlenius: Ew. Oh, that's an ew? I didn't say it wasn't gross to have mice in your house, but I'm just saying when you live in the country, it happens. Ahem.
Good morning, Andy. Good morning, Rick Swink. Now, Dan, we're going to get to it in an email, but regarding Rick Swink.
Yeah. Do I do it now? Or do we wait Rick, this means you're going to have to stick around because you didn't write the email. But the email is about you kinda well, it's not but it ends up being about Rick and I was mad Cuz I didn't think of it. Hello Cheryl's related to Jane any idea there?
Kristen,
Kristen Ahlenius: oh, I don't know. I never even noticed that
How our people we were all together last week we had a [00:04:00] show last week we Left it on the field. So to speak we were all very tired. We've recovered a bit this week Dame Have you had a good week?
Damian Dunn: Yeah, it's been a very fast paced, but it's one of those weeks you look up and you go, it's Friday already and you feel like you've still got a little bit more left in the tank to go as much as you need.
So Chris,
Kristen Ahlenius: He nailed it because yesterday Dame had a presentation and I didn't even realize it was Thursday and he was like, Oh, by the way, this presentation went well. And I was like, Oh, yeah. Oh, it's already Thursday. It happened. So a quick one for sure.
I've been fast and furious writing, working on book number 12, a lot of writing this week.
Pleased with where we're at so far. And Dame, the best part was yesterday I reconnected with my cover artist who's done covers on the last several books of mine. And I haven't talked to her in a few years, so we've got to connect and she's going to do the next one. So I'm pretty excited about that.
Also right after this today, or a little bit later today, I'm on another podcast. And it's Craig P. [00:05:00] Anderson's podcast. No way. Yeah way. Jealous. I'm really excited. We'll tell him we said, Hey, it's been a minute. I know. I wonder what we'll talk about. I think he sent me what we're supposed to talk about, but then again,
Kristen Ahlenius: probably not mice and squirrels, huh?
I have to do this thing in a couple of weeks. It's called, or I get to, I'm sorry. Let me change. I'm fortunate. to be able to participate in this event called disrupt HR here in a couple of weeks. And what I'm doing is I get, I got to think about this. I get five minutes. You have five minutes. This is right in either has to be 20 slides and they go automatically they change every five seconds and I have to give a presentation in five minutes with the slides changing every 15 minutes and then, talk about whatever it is I'm talking about.
So there's two important elements as [00:06:00] to why I'm sharing this with you. Number one, what I've chosen to do because. As you both know, I'm a raging moron. I said, this doesn't seem difficult enough. So what I want to do is make this a version of hot wings, hot ones, and I will eat chaotically hot spicy chicken wings Before I start and then do the thing with my face on fire.
No, you're not. Oh, absolutely. I am.
Damian Dunn: Okay. So you had me cause I'm thinking this is prime Peter done territory. You wait like the five minutes with the rotating, you get your timing down, you get your delivery and you are absolutely going to crush this. You would have been the best presenter possible up there.
Now you're going to throw the variable of hot wings in there. It's. I don't see how this makes it more informative. Just people
laughing at you struggle. Okay, so there's two additional elements here and you're right, dame. So I'm talking about financial stress and [00:07:00] so I'm using the wings as you're not on your game when the body is stressed.
And so it's a metaphor for what people go through at work when they're dealing with financial stress. So that's number one. Number two, as I look at Kristen's judgmental face, I haven't told Candace this yet, and I don't know if I should do this or not, but here's the next part. So Candace and the marketing team prepared the slides.
All right. She sent them over to me. I'm thinking it's going to be a much better presentation if I don't look at them prior to the event.
Damian Dunn: You have your own talk track that doesn't have anything to do with
what's going on. No I have to see the images while eating chicken wings and I've got 15 seconds to not only take in what's happening, but then to process a cogent thought back out and leave enough tail. [00:08:00] Tail on it, that it picks up into the next slide and then do that 20 times.
And I thought, I think that'll be more interesting. I,
Damian Dunn: okay. If you pursue this path,
sound like my
Damian Dunn: father, your father, if you're allowed to pursue this path, I think you ought to do the first seven slides straight. But let everybody know that what's going to happen. Like you're going to do it normal with just, every day feeling good, you're on your game and then start to introduce stress into the situation and see what happens.
So you start biting, you start eating the hot stuff into the presentation so they get a feel for what you're capable of and then watch it start to tail off.
Yeah, Kristen, the other challenge here is it is a, it's a hardcore five minute time where you can't go over. And the second I start talking, the slides start going.
So depending on how the eating of the wings goes, it actually could kill a couple of slides like in a bad way. And as I shared With Candace, I [00:09:00] don't want to be up there just masticating in front of everybody, as my slides are going by. Why don't you just shoot yourself in the face with mace or something to make it a lot quicker?
Kristen Ahlenius: That would also be a choice. It's not
a bad idea, actually. So anyway, gonna talk to Candace. I don't know. I haven't decided what I'm going to do.
Damian Dunn: I actually like the idea more. I think about it, but I think it has to be set up a little bit to explain it and you don't have the time to set it up, unfortunately.
I can't imagine you just talking and then pulling a can out and spraying yourself in the face or taking a wing out of your pocket and just start chewing on it.
Kristen, you've come to learn this and I would say tolerate it because what I'm going to, I'm going to offer a deficiency that I have, and you've grown to tolerate that deficiency or anyway Alex masticating is to chew.
Masticating is to chew. So if you're up in front of a large group of HR people masticating. You're just chewing. Dame? Correct. [00:10:00] And if you're in college, you could be matriculating. These are the m words that are fun to talk about in public. Kristen, here's one of the lie I've been telling myself, is that I feel like I'm better the less prepared that I am.
That's, that is, you know this about me. This is what I believe to be true.
Kristen Ahlenius: I
know. What I don't know if I'll ever find out is if in fact that's true. been BS for decades and I should have just prepared better.
Kristen Ahlenius: Yeah, you're right. I have grown to just tolerate the lack of preparation because it just does not, it doesn't mesh with my personality.
I know, but I really have a bit of a fear that when it's all said and done, and I'll never know, what if this would have all gone better had I simply maybe prepared once? Or,
Damian Dunn: hear me out. Okay. You could prepare a couple times. It seems like too much work.
Kristen Ahlenius: Yeah, why does it have to be binary? Can't we just prepare sometimes?
Here's, do you want to hear why? [00:11:00] Because when I have tried to prepare in the past, and I'll think what I'm going to say, I'll say it, I'll like a line that I say or a joke or a word choice and either A, I'm afraid I'm not going to be able to repeat it or B, when something comes out of your mouth the second time, it doesn't feel as organic and as authentic and so therefore it feels like a canned joke and while I do have a lot of canned jokes because I do the same talk over and over sometimes, there's something about it to me that I'd rather just mess up On the fly.
Damian Dunn: Yes, sir. How much editing do you do on your books when you write them? That's a good question.
Not a lot. Okay. I do have an editor. And so they'll do copy editing. Sure. But I am better if I set it down and come back and then, and just get a fresh grip on it a day or two later and can go back through it.
So the first draft would be considered almost the preparation for the [00:12:00] final. Okay, I see. I see the point you're making. Peter's wrong. Damien's right. Thanks, son.
Just
Damian Dunn: trying to open your eyes to another potential
opportunity. All right, I have to go on Craig P. Anderson's podcast, so we don't have any more time for me to learn Fables and life lessons.
The moral of the story is don't poke a camel with its mouth. Like I don't no one cares.
Damian Dunn: How's Marvin, can you see him right now? No, he hasn't come back in a couple minutes. So I'll if, I'll keep my phone out just in case and if I can get a picture of him, I'll take a picture. This is starting to feel like a hoax, Kristen.
If I'm seeing him the whole time, how's he doing? Can't see him
Damian Dunn: now, but if I happen to see him, I'll take a picture.
I'd set the whole time. He's just traversing from one side to the other, but it's every, I don't know, five to eight minutes that he goes back. And if I don't see it, he doesn't stick around. If I'm not sitting there watching for him [00:13:00] to do scale of one to
six. How cute is he?
Damian Dunn: He's just like a little gray field mouse from where I'm at.
I can't see any of the features if he's got, like a nice little smile or a little cut in his ear. So it's a little cute I feel like I want to boop
his nose. I'm sure you would. It's cute. Little mouse, Kristen, look, you look like you're ready to move on.
Kristen Ahlenius: I, we could start the show,
Damian Dunn: all right here we go. Is this the worst segment of the show for you, Kristen, or the worst part is just us chatting, catching up and having fun? Fun?
Kristen Ahlenius: No.
That's convincing.
Okay, let's do this. Let me pull up the thing. We're going to do the thing, and the thing will happen. We actually did a little bit of pre-show discussion, so we know what the segments are in 3, 2, 1. This week on the Pete the Planter Show, we answer your money questions. Here's how the show works. You email us at Ask pete@petetheplanter.com.
That's Ask [00:14:00] pete@petetheplanter.com. And people did that. So we've got questions this week to answer, which is why I introduced Damian Dunn and Kristen Lanius to the show, my cohost. Hello friends. Hello, Pete. Hello, Pete. All right. I like this one. I like this question because usually you hear this question in relation to a home.
And today we're hearing the questions in relation to an automobile. And the question is, Kristen and Dame, and then some terse words for me. I have a car loan I got earlier this year with an eight and a half percent interest rates. Interest rate since rates have fallen. Should I refinance it, Steven?
Well, Steven, the words that you offered to me were very rude, but we will still answer your question. Dame an eight and a half percent interest rate. And what are we saying on a little, you want to call it a 30, 000 car? 20, 000. What do we want to call here? I can change it. I've got a 20, 000 pulled up and ready to go [00:15:00] 30.
I think, I feel like,
Damian Dunn: Whatever, let's just do 30. Let's see what we got here. 30, 000 loan, 8. 5 percent interest rate. We went with a 60 month loan, even though I think the most popular one in America is stretched to 72. 615. 50 a
month. 615, 615. Hello, Muhammad. Good to be with you on the show, on the live stream.
All right. So Dame. 615 at eight and a half. And we believe current interest rates on a used car are close to 7 percent now. So they fall on a point and a half. Yeah. And
Damian Dunn: if we're talking mortgages, people are like saying, this is a no brainer. We're absolutely going to refinance it a percent and a half.
It's going to save us thousands and thousands of dollars over the life of the mortgage. Does that hold up for a 60 month car loan? Can we guess what we think the payment is as a reminder, [00:16:00] 615 for the eight and a half percent rate on a 30, 000 loan for 60 months. If we drop it to 7%, your guesses are Kristen.
What do you got?
Kristen Ahlenius: I've got five. 75.
Mr. Dunn. I'm taking the over, I think it's gonna be like 5 97 or something like
Damian Dunn: that. 5 94. 5 94. Kristen wins because the price is right. Rule. Sorry, Pete bark 5 94. So virtually no difference. 20 bucks difference.
Kristen Ahlenius: However,
Damian Dunn: uhoh,
Kristen Ahlenius: however, uhoh. What if this person, so we're saying.
I can't do that kind of quick math you guys. How much does this person save over the 60 months?
They save a thousand two hundred dollars
Kristen Ahlenius: ish Okay,
ish.
Kristen Ahlenius: What if they kept the same monthly payment at the lower interest rate? Does, or do you have a smart calculator pulled up there? Oh, bummer. I was going to say, maybe [00:17:00] that's where you could make the argument that this is worth the squeeze.
Damian Dunn: What I also didn't figure into this calculation was if there are any kind of closing costs on the new loan. It almost wipes away any kind of savings.
And if they go the exact same Amateurization period, then they just restart all the hardcore interest payments and the principal doesn't chip away.
So Dame, can we take a look at then dropping it 48 months and we're going to have to drop the interest rate a tad, I think on a, we're going to have to drop the interest rate from seven to six, nine, five, or something to indicate that we're having a shorter period of repayment. We're making this up by the way, everybody at this point, just so you know, oops, hold on.
Kristen, do you, what do you think will happen here?
Kristen Ahlenius: I think there, the monthly payment obviously is going to go down, but I don't think that we're going to feel like it's a [00:18:00] justifiable amount. I think that's why people take 60 month car loans.
I think what's going to happen is the payment is going to go up about 35 to 42.
And I'm going to try to argue. That's a better decision. The payment goes up to 717. Boy, that's 102 difference. My math is fantastic this Friday morning here in central Indiana.
Damian Dunn: Yeah. So just out of curiosity, I clicked into a different page on this calculator and it says the interest that you would pay on the original loan with the eight and a half percent, almost 7, 000.
The new 48 month loan, 44 50.
Oh yeah. So yeah, that's this. Now this gets me going to like the 15 year, 30 year stuff on a mortgage where it's okay, The cashflow is very different. No doubt about it, but the total [00:19:00] interest paid feels justified. That's why I like when you're trying to buy a house, like what can you do on a 15?
Can you afford the 15 year payment and maybe get the 30, but pay the 15, but with a car loan, especially a refi car loan, it's hard to think that way.
Damian Dunn: Yeah, if if you haven't been able to put down a significant amount of money on the car itself to lower that principal amount that you're borrowing up front, the interest rate, changing the interest rate, isn't going to help you all that much.
And what we've just seen is the best way to save money is to drop the amount of time that you're repaying the loan, which is actually going to increase your monthly payment. So you're playing against yourself there. The easiest way to make this affordable is to not buy that much car that you can't afford.
Good call. Kristen.
Kristen Ahlenius: So is the argument why, because we see 60 plus month car loans all the time, and I think the justification for people comes down to when you take that 2, 500 savings over the four [00:20:00] years, someone says, Okay it cost me, 600 bucks for the whole year. What is 600 for the year?
on a 30, 000 car loan. I think that's where people then justify it because the math is clear, right? We all agree on the math. I think it's just that is the dollar amount compelling enough to get people to shorten those terms? And the answer is no.
Yeah. I believe a car is as much of an impulse purchase, especially in the financing than than just about anything.
I, as much as ordering an appetizer, cause you're feeling froggy on a Friday night when you're out to eat, like it is. It is an impulse thing.
Damian Dunn: Pete, I know you you've bought a couple of cars in the last couple of years for various reasons. But you are the type of person who basically, this is a one day thing.
You, you go out you know what you want and it's gotta be done by the time you put your head on the pillow that night. But it's not really an impulse purchase for you, for,
is it? Here's you were [00:21:00] half right. It is a one day thing, but I don't know what I want before I go. I'll just go and be like, I'm buying a car today.
I there's three or four makes that I might buy, but I'm buying one. And I, and that seems reckless. Like I, I can't say I recommend that. It's just what I do. You were right. I carve. That four hours out of my life and say I must check a box by the end of that four hours and how it gets checked. I actually don't care, but I do trust myself.
So I don't know. I don't recommend that.
Damian Dunn: That's for sure. I had I'd never really considered it being an impulse purchase, but I, the more I think about it, It does seem to line up pretty well with other types of impulse purchases, especially for the average show.
Kristen, when's the next time you're going to purchase a car?
Kristen Ahlenius: Hopefully not for several years.
By the way, Rochelle in the Facebook live comments asked, why does it take four hours, especially paying cash? Cause it [00:22:00] takes four hours. Like a, there's at least an hour and a half of what car am I going to get in a good two half, two and a half hours of them sitting there where they, or they title it and the you're, Oh, it's a nightmare every single time.
All right, let's do this. I do have another car interest news item that we'll hit that right when we come back. Then we'll hit our other email question and I'll T here's the T's this former president Trump. While in Detroit teased some tax policy. That tax policy is to make car loan interest tax deductible to stoke automobile purchases.
What would that actually mean for the economy? What would it mean for taxes? We'll touch on that briefly when we're back and then more of the pizza play show. I'm Pete the Planner.
Boobop. Oh, Big Rick Swank, be ready. This is the segment.[00:23:00]
Kristen Ahlenius: The last car that I bought was from a salvage title place and it took 30 minutes.
I'm going to need some help. Kristen.
Kristen Ahlenius: What?
Dame, just go ahead and ask my dumb question.
Kristen Ahlenius: Are you about to ask me what a salvage title is?
No.
Kristen Ahlenius: Okay. So it's the car. The insurance company deemed that it wasn't fixable and they gave the person the value of the car.
But then that car went to an auction. But when that happens, their title is labeled as salvage, meaning that The insurance company in the state agreed that this car is not worth the money it would take to fix it.
But it had been fixed by the time you bought it?
Kristen Ahlenius: No. It's the issue with it is, does make it it makes it totaled because if you fixed it, it would not be worth it.
But. We drive it that way. Anyway.
[00:24:00] Yeah. Can I ask the issue or do you not really want to go there?
Kristen Ahlenius: No, it's fine. So it was an older lady owned this car and she hit someone and you can't tell that the car was wrecked. Hold on. You can't tell that the car was wrecked, but up underneath there's some I don't know what it is.
Their blood, like she hit someone or another car.
Kristen Ahlenius: She hit a car.
Oh, that's
Kristen Ahlenius: different. I'm sorry. I'm sorry she did not hit a person. This car was not used in a police station for murder. No. So I got a murder car. And it's something with the frame or something underneath. It has this like dent in it.
I don't know, but the insurance company, you guys, it's a 2000. I don't remember what. Toyota. It's it's worth nothing. So that's the point is insurance was like to fix this. It would be more than the car's worth, but selling a car with a salvage title is like nearly impossible.
Look, I'm just out here.
I'm just out here learning. Damn. There's going to be a lot of [00:25:00] Cars with water damage put on the marketplace. Would those be salvage title cars as well? But
Damian Dunn: they have branded flood titles as well you know specifically that they were submerged because that causes all sorts of additional issues
Kristen Ahlenius: And big Rick brings up a great point, which is hail damage can total a car, too So both my person's truck and his grandpa's car both would be totaled for hail damage currently
Guys, I got home from work last night, and it's very beautiful in central Indiana right now, so the windows are open of my home, and we're just taking in the Lord's air.
And mice. Sure, yeah. Is Marvin back, by the way? No, not yet. He's conveniently camera shy. Oh, there's an aardvark in my studio. Oh, it just went away. I can't take a picture of it. Hello, Anne Eater. Sorry. I walk in my home. And Dame you know my vices. You know them very well. You've contributed to my vices.
I've got a bottle of whiskey on my floor in my studio because that's my vice. Okay? [00:26:00] But certain vices I don't have. Popular rices with the marijuanas. And I walk in my home and it smells like the streets of New York city. And I don't mean stale urine on a hot summer day. The devil's lettuce and I was like, okay, Mrs.
Planner I know I'm a lot to cope with, but I didn't know this is what we're doing. As it turns out, our neighbor was having some work done on their home. Some masonry work and the workers that were working were between the two homes and game. You've seen my neighborhood, the distance between my home and my neighbor's home.
It's if you laid Aqua Grig flat on the ground, it's six feet, five inches of distance. So they're just blowing blue smoke into my home and my home smelled a dispensary, Kristen, what do we think here? [00:27:00]
Kristen Ahlenius (2): Oh I think that I don't know what blue smoke is, but that made me laugh.
And I also think that,
Kristen Ahlenius: I'm surprised this doesn't happen more often, because you do live in such close proximity to other homes. I'm just a little surprised.
Ted was getting ready to go to soccer training, he's standing at the front door and he yells up to Mrs. Planner, he's someone's smoking cigarettes, and Sarah comes, pardon me.
Mrs. Planner comes down the stairs and she was like, I don't think those are cigarettes, but, and then my daughter, who's a high schooler, comes down and she gets this look on her face like. What is going on here? So anyway, that was my encounter with drugs. Drugs. He said. Okay, let's do the show. Oh, you're so behind today, Kristen.
Can you quit yapping? I'm sorry. Craig is going to be so upset. Okay, in three, two, one. Back on the Pete the Planner show. Kristen, you're a big follower [00:28:00] of politics and political rhetoric.
Kristen Ahlenius: Actually, Pete, I, when I see a video about politics, I generally scroll really quickly so that my algorithm thinks she's not interested in this.
Daym scale of 1 to 10, w how would you say, as an How informed are you when it comes to what's going on in the presidential race? Informed compared to what? Someone who's not informed?
Damian Dunn: Okay, fair enough
Five. Okay. I fancy myself to enjoy po I enjoy Over the years, I've enjoyed politics. What to Dame's ultimate point here probably will end up being what we've fallen out of love with is the coverage of politics and the media's role in it.
And I would agree with my man. However, I was watching root audio and video of former president Trump in Detroit, talking to a car manufacturer or something or [00:29:00] other. Don't know who's in the audience and he said a couple things one of which is that if he's not elected Then the entire country will end up looking like Detroit Which is a strange thing to say to people while you're in Detroit, whatever But the other thing he said that was of great interest to me of which I talked about at dinner last night with my family Was and that's how they know to hate their lives Making car loan interest deductible as a way to stoke interest in car buying.
And I was like okay. As always, Dan, when you hear that, who loses that? Cause that policy is always, okay, we got the winners and the policies talked about. Cause you got the winners. Who's losing. And it took me longer than I thought to figure out who, where the losing was. I'm just curious on first glance, how does the policy of car loan interest tax deductible?
Damian Dunn: It's almost impossible to make happen because right off
the glance, you knew [00:30:00] that right away.
Damian Dunn: Yeah, because the question immediately is this available to everybody? Is this outside of is this a deduction that is available outside of itemizing or do you have to be able to itemize your taxes in order to be able to take advantage of this?
Because if you are with the standard deductions, as big as they are now, so few people actually itemize that. It may sound great and make for a great sound clip, but nobody's, very few people are going to take advantage of this.
Kristen, your face?
Kristen Ahlenius: My face is honest. I have a thought you guys, but it, I, it's a hot take and I'm afraid it's going to come across as insensitive.
Hey, you're here with me. So it's already assumed.
Kristen Ahlenius: Okay. So this with all the love and care in the world. I love people. I do. And I have so much empathy for them. I try to love people. But I think that this policy in particular is [00:31:00] targeting the lack of education around just how taxes work because people love to say, Oh, I'm going to write that off on my taxes.
I'm like, But what does that mean to you? So I think that by saying, we're going to allow you to deduct this on your taxes. I think there's a large group of people who are. Going to be really excited about that, but it won't even apply to them. I
think you're, I think you're right in the sense that there's a bunch of people who are going to be excited about this, that will not apply to them.
But I don't feel like that was purposefully look at me defending former president Trump. I don't think he purposefully put it out there to trick those people. I think he put it out there not understanding it himself. And because of what day mentioned, which is 90%, which is a real statistic. I looked this morning, 90 percent of people take the standard deduction and in 2023 for a married filing jointly, it was like 27, 000 or [00:32:00] something like that.
Dan, what did we just say? How much interest was paid a year on the car loan? We just discussed in the last segment was like 600 bucks. Okay. So that's not going to move someone over the standard deduction to itemize their deductions. Then I read a policy piece and this felt like a little bit of a little wonky, like a little policy wonky.
And it was meant to put a dagger in, but it's an interesting number. None the same. None of the same. Wouldn't it be nonetheless? No one cares. If this car interest deduction thing was actually on top of the standard deduction, like if it was just a flat out deduction and you could add it on top of whatever your standard deduction was, in a 10 year period, He would add 15 trillion of debt to our coffers.
And I was like, eh, okay, so let's just say that's not happening. And let's just go with that. It's like, it's the Kamala thing of the tax of you, you're going to have to sell your home because [00:33:00] you have a an unrealized capital gains tax, those things are not happening, correct?
Correct. Dame, I don't want to force you into a correct. This is not a yes. They had to feel free to disagree.
Damian Dunn: No. When you were asking who the losers are, I was gonna say it's everybody because the only way to do this is to print more money, which gets us more inflation. And we just find ourselves back in the spin cycle.
I do think. And a few weeks ago, we talked about Vice President Harris's thing around unrealized capital gains and how people were freaking out a little bit. And we were trying to understand it. We're like, there's just no way. This is one of those reasons financial literacy matters beyond your own personal finances is because if you don't understand that there's such a thing as a standard deduction, and then if your itemized deductions are not higher than the standard deduction, then you will just take the standard deduction when you hear a policy like, Hey, we're gonna put a jukebox in the cafeteria.
Like when you hear one of those, Hey, vote for me. If you [00:34:00] got to know, because otherwise you're just going, and that's why I'm voting for him because that'll never happen. And that's where it's tricky.
Damian Dunn: I think the one thing that's become abundantly clear this election cycle is that politicians in general, I'm not poking at elephants or donkeys here.
Just in general, have a really poor understanding of the financial realities and the financial rules that. The everyday American has to play by we, we had the one sound clip, which I didn't have the sound clip. So I had to read it to you about how to oh, gosh, it was it was vice president Harris.
Was it on homeownership? Oh, it was using equity in your home to pay for a college education. I think for a kid I, there's in this thing by president Trump and goodness gracious. It's just. An absolute mess, and they're writing promises that they have no reasonable way of fulfilling. And even if they do, I don't think we want them to.
Here's another example. Two more [00:35:00] examples. Vice President Harris says she wants to have a 50, 000. Startup money for businesses. Like amazing, impossible. Like it's yes, can't have that's tough. And Kristen, you remember a few months ago on the show when some politician was like, and that's why the home is the greatest wealth building tool in the world.
And it's okay, if you want to say multi generational wealth building, meaning you got to die and someone else gets it, I'm with you. But if you're saying it is a wealth builder for you, you're absolutely wrong because you have to have a place to live. Yeah, exactly.
Kristen Ahlenius: And you were talking about that, Pete, I think what some of this boils down to, do either of you want to take a guess, according to Yahoo finance at how much debt we accrue as a nation per day, like the U S debt increases by how much per day are you Dame has
done nothing to you today for for [00:36:00] those that don't know, there are certain things that upset Dame.
And he, physically, he is squirming right now, not because there's a mouse in his barn, allegedly.
Kristen Ahlenius: I just want to put the 15 trillion of debt for car loan interest into perspective. Okay,
so every day, how much does the national debt get worse? Is that the question?
Kristen Ahlenius: Yes. So over the past year, they did a whole year, the average per day, that it got worse, according to Yahoo Finance.
Damien, you want to go first or you want me to go first? I have a terrible guess. I have no idea, but I'm going to give a bad guess. I don't know. It's going to be in the billions, but I don't know. I'd say one and a half billion dollars.
Kristen Ahlenius: Damien?
Damian Dunn: I'll take the over. I'll go three billion.
Kristen Ahlenius: 8.
5 billion dollars. That's a lot of billions. That's
Kristen Ahlenius (2): a lot of money.
Kristen Ahlenius: Oh,
and it's time for a break. So we'll talk more. Right back on the Pete the Planner show, I'm Pete the Planner. I looked over and we were just having such a conversation. You got Dame talking about taxes and he's looking at me. He's looks like he's got [00:37:00] some irritable bowel syndrome.
Just really shifting.
That's the sometimes you get frustrated about. Uninformed voters, that sort of thing. Or you think Hey, I feel like I know this stuff. And the person who's saying that they're voting for someone else is saying it based on something they don't understand. You get frustrated. But when it comes to like how these policies actually affect your personal finances, it behooves you to understand personal finance a little bit.
Like I love the small business startup thing and 50 I can't even articulate it which shame on me but 50, 000 bucks It's okay neat We're in the world is that coming from when we're going to debt eight billion dollars a day?
Damian Dunn: Yeah, and the first time homebuyer credits and stuff. It's all out there.
They're all you're trying to I'm pumping the [00:38:00] brakes internally. Sorry. They're buying votes with all of these with these promises is what they're doing the same with a lot of student loan proposals as well. Can you see the mouse? Nope.
Artwork's looking good. Oh, he's great. He's having he's enjoying it, but he's holding up a sign that says no photos, por favor So i'm Respecting it.
All right. Now it's time for the big rick swings segment, which is just different than what people think Actually, I want to I want to talk about that off the air as opposed to On the air because they feel like the off their audience will appreciate this much more than the radio audience
Damian Dunn: Okay rick, you're
your glory is delayed.
Sorry You Am I right? Oh, it's not in that question. It's one I put in earlier.
Kristen Ahlenius: Oh, we had three
questions, didn't we?
Kristen Ahlenius: And this one's really long. I don't know that we should have saved it for the third segment.
Oh do you want to do Dame's? Oh, we'll do Dame's college one. [00:39:00] Okay. Anyway,
Kristen Ahlenius (2): Rick,
I got a PS on another email, which we'll read next week from a guy named Chuck.
So Rick PS PS Pete, I remember when I first heard of you, I'll read this part, but just don't worry about it. My girlfriend now wife, Hey, Mazel Tov liked listening to Kim Iverson when we first met back in 2009. For those that don't know. Back in the day, I think it was on iHeartRadio or something, I don't know.
There was a national syndicated radio host named Kim Iverson. It was like a sex and dating and romance show sort of thing. And I was their personal finance expert. Really? Yeah. And it was, I was on a sex radio show because nothing says procreation like this face, but it was radio.
So it's fine. Anyway, she was like a brand like this up and coming. Brand like she was pretty interesting. And so that's what he's referencing now. She's really into politics now So it [00:40:00] turned a little bit Anyway, let's keep it going and I heard you as a guest back of the day been tracking your commentary since then love the podcast I've never seen the YouTube live stream or know who your frequent listeners are but I feel like big Rick Swink should now be referred to as Big ruck swink, at least until your rucking phase dies out.
Thanks, Chuck. Big ruck swink. How could I have not done that? Are you kidding me? It's incredible. There you are. You guys do not feel as
Damian Dunn: impressed as I feel by that. No, it's because, Kristen, my favorite part of that whole thing was the very last part after the ellipsis was at least until your rucking phase dies out.
That was the best part of the whole paragraph. I rucked this week. Good for you.
Mrs. Planner and I were on a walk. I was rucking, she was walking. Same speed. And we're going and we're talking, just catching up for the day. [00:41:00] As lovers do. Sorry. She's gonna kill me. We're just walking, and this lady passes us walking from behind, but she's not walking.
She's rucking. This woman passes me on a ruck. This is playing on a walk, rucking. And her back pads look a lot heavier. You've started a movement
Kristen Ahlenius: in Carmel.
Oh boy. How much is in my pack? Mary asked. Hey Mary, good to see your name. Whiskey? No, I think like 30 ish, 35 pounds right now. I'm about to get a vest buddy.
I haven't yet, but I have, I'm going to, but I don't want to spend the money.
Kristen Ahlenius: Yeah. But isn't a vest better for like healthier body? Yeah. Like instead of having the weight on your back, like more evenly distributing it.
At least then I can say I'm invested in the sport.
Kristen Ahlenius: It's an investment. [00:42:00]
Okay. Oh my gosh.
Look at the time. We have two segments left. I know. I have a shit. What do I have? Oh, Is it a hard start? Oh no. What do I got? Okay, I'm good. Oh, just a due diligence call with a bank. That's all.
Kristen Ahlenius: Jason's calling you out for stolen valor, by the way.
I think you civilians are calling it trekking. Rucking seems like you're trying to enter the stolen valor era.
Oh, so says the guy eating a baby's face. That's a picture. He's kissing a baby, but it looks like he's eating the baby's face. Beautiful baby. All right, here we go. Okay, in three, two, one, back on the Pete, the planner show. Here's the thing every week on the radio, the show's the same amount of time.
Podcast can run long when one of us gets yappy. Damn. Sorry. Hi team. At a [00:43:00] recent group dinner with a bunch of our friends, the topic of sending kids to college and the associated expenses came up, everyone was complaining about the cost and how it's gotten out of hand. But. That's when my husband, call him Barry Big Mouth, spoke up and said, Just don't pay for it.
We aren't going to. I'm pretty sure the entire restaurant collectively gasped and clutched their pearls. Let's hope they were freshwater pearls. Our friends stared in disbelief and asked the expected question, What? How's that? Thank you. They know we're financially stable and make good incomes. So I'm sure the shock on their face was real.
Barry and I don't believe we have an obligation to pay for our children's college education. This is likely because we didn't have any help paying for our degrees. We'll counsel our kids through the process and help them make informed decisions. But in our opinion, this is the decision and covering the cost is entirely up to them.
Though [00:44:00] we're doing well. Oh, we're comfortable. We still feel that we need to do more to solidify our retirement plans. I've got a joke or anything in my head that I'm going to have to pick up as soon as I finished reading this, I can't help and can't afford to save for them beyond high school. If we're more confident in our position later, we'll consider helping them pay down loans.
But right now they're on their own. I know it's not a popular approach, but I have to think it's the responsible thing to do. I'd always been confident we were making a reasonable decision until I saw our friends staring at us. Thanks, Mrs. Big Mouth. The joke is if someone gets injured or something and you run over to them like, Oh, are you comfortable?
I make a nice living. That's the joke that was running through my head, but I didn't want to say it. Because it feels Kristen, you're the one here that, unless we're going for doggy daycare, you're not looking at college costs right now for children. What say you?
Kristen Ahlenius: I don't think that Mr.
and Mrs. [00:45:00] Big Mouth are that out of bounds here. If we read some of the information, they didn't provide us with numbers, but they did say things like We still feel like we need to do more to solidify our retirement plans. And I believe that as parents. Not being one. So take that with whatever grain of salt you need to.
I think that it's your job to make sure that you're financially stable enough so that your kids don't have to feel like they have to support you as adults. And if you saving for their college education is going to get in the way of that, don't think there's anything wrong with not funding their education.
Damian Dunn: Dang. I will be the first one to admit that you have to prioritize financial goals and taking care of your retirement, at least making sure you're on track, I think outweighs paying for your kids. College is not the popular answer, but nobody's going to pay for your retirement. Other than you, and if you're going to do that through savings or working longer, that's [00:46:00] on you.
Now, if you can help your kids, I think they think Mrs. Big Mouth said they'll counsel them through the process and try and find more affordable ways to get through college, whether that's, taking classes in high school that have college credit or going to maybe a community college. Community college for the first year or two, there are more affordable ways, but I think you have to prioritize enough.
You can't do everything at least do one thing.
Like my hand in a blender, I have mixed feelings, but does that work? Okay. I have mixed feelings here and it's based on this phrase of someone didn't help us with ours. Okay. Okay. I get that because here's what Mrs. Planner and I say, we didn't go to private high schools.
We went to public schools. So public schools are fine for our kids. And that's just our choice. It doesn't matter what other side you're on. Great. Here's the challenge though. Times are so different than they were 20 years ago that [00:47:00] what would it look like if they did move college up the priority list, because I believe.
Their kids will start at a distinct disadvantage when it comes to their financial life starting. Like it will be much harder to get ahead than what Mr. And Mrs. Big mouth dealt with years ago. Yeah, I
Damian Dunn: don't think anybody's debating that the cost of college is much higher than it was when Mr. and Mrs.
Big Mouth likely went to school. I also don't think anybody is factoring in that there are many alternative pathways in college to having a very successful career as an adult. You can have a very comfortable living, probably just as comfortable as Mr. And Mrs. Big Mouth, even if you don't attend college and you choose certain professions.
As Andy points out in the comments, or they may start an advantage because they're actually thought about the cost of college versus most everyone else. And so I think what she's saying is [00:48:00] they would choose a cheaper or more efficient option. Kristen, that's an amazing point, right? Like it's not, Oh, I'm going to have to pay 200, 000.
It's maybe they'll have to pay 40 and be done.
Kristen Ahlenius: Yeah, Andy's right. You're right. And. And having a, that's what all of this boils down to is about communication. You can't say you're on your own kid and then not help provide them the tools if you're telling them that they're on their own. And so having conversations with them about the cost of college or about, Hey, does it make sense to go to a community college or satellite campus for getting your four year degree?
Do you need to go at all? The key to this is communication. Because if you don't communicate with your kids and then they're 18 and they're like I want to go to private school and your parents are saying, we'll figure it out. That doesn't work.
Damian Dunn: It's a very common conversation that we actually have your money line frequently is one of the biggest keys to funding a college education is to make sure that you, and if there's a spouse or partner in involved in this [00:49:00] decision making process, that you two are on the same page first and you know how much of the education you want to fund.
Is it. Everything is it up to a certain dollar amount? Is it you're going to pay for school if they go to a legacy institution that the family's always gone to, but maybe less somewhere else. As long as there's a plan there. And then, as Kristen said, it's appropriately communicated to the child as well.
Everybody can make decisions based off of the known factors going into that decision making process.
Yeah, I just go back to the story to these elements. Number one, ours wasn't paid for that. Just feels like we're just vacation. I don't know. I don't know. And then the other side of it is I got stuck on the phrase we're financially stable and make good incomes.
And so then it feels they probably could possibly do more than they're doing. I don't know. I don't know why I'm so wishy washy on this one because normally I'm tough guy McGee on this and I'm just like, yeah, make them pay.
Damian Dunn: It's entirely possible that you also have this bias in your [00:50:00] head is what good incomes and comfortable and stable looks like as well versus what it may look like for the big mouths.
Danza makes an interesting point here in the live stream. Paying for, or even attending is definitely a class thing. The big mouths likely come from a lower economic class. Then their families of origin, they haven't updated their view, even though they've ascended the class ladder. That is a compelling thought that possibly captures what I'm trying to get across.
Kristen Ahlenius: Yes. And also, it could be about the fact that how many people do we know that in hindsight are, Say, did I really need this or did I really need to spend what I spent on it? So it could also be societal pressure to attend college and then the hindsight of well Did I have to have this to get where I am could be both things
Very interesting.
Apparently, if you've got an email question, here's what you [00:51:00] do. You go to a workstation, damn giggled, and you put ask Pete at Pete, the printer. com and the email address line. And then you email us, ask Pete at Pete, the printer. com, but the subject line, whatever it is needs to be. And ask us your question.
We'll discuss it on the air thoughtfully and our live stream viewers will give better answers than the primary host while the co hosts try to convince the primary host that he is a moron. That's how the show works. So coming up after the break, here's what we're going to do. We're going to hit biggest waste of money of the week and friends.
This one's kind of wild. Like I'm it's a weird one. You're going to feel strange about it and you're going to think it's a trick, but it's not a trick. It's just a really weird, biggest waste of money of the week. And the news we've got 23 days left until the presidential election. So the news cycle is heating all that's next right here on the Pete, the planet show, I'm Is
Damian Dunn: it a [00:52:00] mouse habitat?
No, that's pretty good though.
Have you seen the mouse? No, I think he's finally gone outside to gather more food before he comes back inside to store it. Sorry. Yeah, I'll tell you what. I'll put a trap out later today. And if I catch it, catch it.
I'll take a picture and send it to you.
You mean Kristen's Toyota Camry caught someone? Yes. Exactly.
Kristen Ahlenius: Oh my.
You're driving a murder mobile.
Kristen Ahlenius: I am not. Mad
Max beyond Kristen Dome. You're just running over people. Oh. I have a 4 p. m. webinar. I have to, or I didn't schedule it. It's a long story as most things are in my life. 4 p. m. May the odds be ever in your favor.
Went to Buddy's Pizza in [00:53:00] Detroit last week when I was in Detroit for a soccer game. And that place is delicious. Detroit style pizza for the win. Interesting.
Kristen Ahlenius: Is Detroit style pizza thin? Oh.
No, it's like fluffy with a crunchy crust. It's I think it's great It's light somehow even though it's thick.
Unlike Chicago style pizza, which is thick and Denser than a dying horse Star. Okay.
This has been Physics Talk with Peter Dunn. Thank you. I got a D in physics, it was worth noting, in high school, and then I took it in college and I got, I think I got another D, actually, double D's for me. All right, let's move on.
And what?
Kristen Ahlenius (2): I'm not being a dances comment. Go ahead.
Chicago pizza is a tomato casserole. That is true. All right. Three, two, one back on the Pete, the planner show this week's biggest waste of money of the week [00:54:00] right here on this here program that everyone in the world loves is Oh boy, it is a thing that you're going to be delighted by as soon as I can find it.
Conway electric laptop safe power strips. No one likes the look of a power brick strung from the nearest wall outlet to a desk. Conway Electrics Power Strips are designed to look handsome while eliminating the need for such eyesores. Available in six sizes to fit your needs, these robust power strips feature up to six US style 120 volt outlets alongside USB SmartChip Type C connections for keeping phones, tablets, and laptops charged.
Each of the USB C ports are rated at 36 watts, meaning you can plug in your Compatible laptop using only a UBC C cable and sans the brick it came with. It should be anyway, USB C. Cord [00:55:00] lengths are from six to eight feet long, all with durable braided nylon covers and serviceable plugs. The six outlet Carrera also has a 15 amp resettable fuse and an on off power switch.
Enjoy buying the last power strip you'll ever need. Damn, I've got power strips for days. Like a mouse holds barns. All right. A barn holds mice. I've got power strips and they are cheap. And so I ask you two friends, colleagues, iconoclasts. What does this
Damian Dunn: thing cost? They said this is supposed to be handsome.
That's that is in the eye of the beholder. It looks like a plate off of a wall with some outlets shoved in it with an extension cord. And now, it's a patterned braided extension cord, but with an industrial prong a plug on the back of it that you'd see on a carpet cleaner or something.
But
I was thinking the same thing. It looks like one of those old What are [00:56:00] those old vacuum cleaners? Like some, something locks sucks a locks or what was there's nothing called electro locks. I would have named it sucks a locks. It would have been great. It's still be around today. It really would.
Kristen, what do you think this thing costs?
Kristen Ahlenius: These, the outlets that have the USB C are not cheap. I want to say they're like 20 bucks a piece. So you put them on a power strip, you give it a cord. This is 96. 7.
Damian Dunn: 75,
199 guys. This is crazy. Yeah, this is crazy. This whole show is run with 9 power strips. You know what I mean? And we never have issues in that. Oh, that was a trick. All right Dane. What's in the news this week?
Damian Dunn: Well done. Well done.
Peter Dunn: That was good.
Damian Dunn: Pete, I think this story might hit home for you.
Fast foodflation is taking a toll on America's favorite side order in response to a [00:57:00] pullback on fries ordering. The largest fry producer in North America, Lamb Weston, is closing one of its plants and laying off the 300, 000. 175 people who work there, about 4 percent of its total staff, according to a CNN report this week, lamb Wesson's opponent, self control since grocery store prices have risen more slowly than dining prices and most fast food no longer costs couch change.
More people are slimming their orders or white knuckling it past burger chains to cook at home instead. On top of that, according to the fry company, not many people make French fries at home. This percent of French fries consumed in America come from fast food orders.
Kristen Ahlenius: Oh, man.
62 percent and then I have a bone to pick with you as soon as we finish this.
Okay,
Kristen Ahlenius: I've got the over
Damian Dunn: 80 percent tries. So lamb Weston probably can't depend on supermarket brand to plug gaps and the value of meal. Sorry, the value meals at restaurants like McDonald's launched to lure back customers actually dented the French fry demand because that [00:58:00] mostly includes small fries now.
So lamb Weston is likely crossing his fingers that the launch of the chicken Big Mac is going to help reverse that slumping foot traffic at Mickey D's. Which accounts for 13 percent of their sales. So remember kids, when you say no to fries, you say no to jobs. So think about your other neighbors and supersize your fries.
Kristen, we have an inclusive culture here at Euro Moneyline and our values are very important to us. I do feel attacked with the intro to that story in which this is a story that would be of great interest to me. So Dame, I put to you, why is that of great interest
Damian Dunn: to me? Do we not just talk about Detroit style pizza like 30 minutes, like 30 seconds ago?
Yeah.
Kristen Ahlenius: Okay. French fries.
Damian Dunn: Okay. It's not French fries. Sorry. Okay. Sorry.
Yes, I love food. Okay. What else is in
Damian Dunn: the news? 53%. That's the share of U. S. Counties that drew at least a quarter of their [00:59:00] income from government aid by 2022. Bipartisan think tank Economic Innovation Group found that's up from less than 1 percent in 1970 and 10 percent in 2000.
Neither majority party presidential candidate has said much about reducing this growing piece of the national debt because many counties that rely heavily on government safety nets and social program money Are clustered in battleground states that will decide the election. What is the source of this?
I could go back by I think I think it was the wall street journal actually if I remember right
Why isn't everyone in the world talking about this? I've never heard this. Kristen, is this new to you?
Kristen Ahlenius: This is brand new information to me, and I find it quite alarming, actually.
Dame, give it, give the,
Damian Dunn: give it again.
The top of the line stat was 53 percent. That is the share of U. S. counties. That drew at least a quarter of their income from government aid by 2022. What's [01:00:00] it changed from the 19? What's percent in 1970? 1%, 1970, 10 percent in 2020. Sorry in 2000.
Oh my gosh, that's overwhelming Yeah. That's a problem. Want to say it's a problem too, and I'm not going to equivocate here, but I think it's also clearly speaks to the state helping, having more social programs that support more people.
But there's some chicken or the egg in that. There's, oh boy, man, I had no idea. That's a pretty wild stat. Yeah.
Kristen Ahlenius: 8. 5 billion a day, gentlemen.
Is this a tax podcast now? Sucks a tax.
Damian Dunn: I've got contacts if we
want to turn it into a tax podcast. Just that's true. Then we would have a fourth podcast host and We
Kristen Ahlenius: would all be fired.
Oh
my god. Dame, your wife, if she was running this show, I would be the first to be fired and I would bet my life on it. No, there's nepotism [01:01:00] involved there. She likes substance.
Damian Dunn: You know what I mean? What else is the news? If you walk by a defunct red box vending machine recently and wondered why in the world is still there months after the DVD rental company went bankrupt. The answer is because they weigh nearly 900 pounds, and it's an ordeal to get rid of them.
There's still 24, 000, around 24, 000, useless, hulking, bright red kiosks in the field, the Wall Street Journal reported. And many of them require an electrician to disconnect. While the primordial husks stand idly in the corner of your local CVS or Walmart, they still mooch off businesses electricity like the worst freeloader you've ever known.
Walgreens says spending this amount a month across 3, 800 stores to power red box
kiosks. Two thoughts. Number one, thank you for not saying, Pete, this 900 pounds of waste may interest you. Thank you. Number two is. Why don't they paint them green and for the states that have marijuana sales, they'd be the green boxes and [01:02:00] you've solved the problem.
Get on
Damian Dunn: that Pete. Just go buy these all at pennies on the dollar and make this happen. Anyway, how much is Walgreens spending a month to power machines that don't do anything? You just said 3, 800, right? Yeah, 3, 800 stores. How much in dollars? Oh, gosh.
Kristen Ahlenius: How much can it cost to have the lights on a machine that no one's using?
Damian Dunn: I'll just tell you. That's my Peloton. 184, 000 a month.
Oh my gosh. Why don't they just unplug them? Oh, yeah. Wow. Damn. Great news stories this week.
Kristen Ahlenius: Honestly.
Yeah. It's about time. Kristen, I hope you have a good week. Thank you. Dame when I'm in jam and fries in my face all weekend long, I'll be thinking about our friendship.
Good. Alright, everybody else, we're done with you. Next week on the show your email question. Email us, ask pete@petetheplanner.com. That's [01:03:00] Ask pete@petetheplanter.com and of course address the emails. Kristen and Company. That's all we've got for you. So I'm sending you good vibes. 'cause good vibes are all that's in the budget.
I'm Pete the planner and this is the Pete the planner show.
Kristen Ahlenius: So what you're saying is if I went to my local CVS and I took the red box, I would really be doing them a favor and then I could have one in my basement. Why
would you want it?
Kristen Ahlenius: I feel like it'd be cool to keep my own DVD collection in it and be like, what do you want to watch?
Do you feel like Tom could lift a 900 pound red box?
Kristen Ahlenius: I'm sorry, who?
Do you believe that your friends could lift a 900 pound red box?
Damian Dunn: I'm pretty sure her friends have these things called skid steers and they could just get that thing on a trailer.
Kristen Ahlenius (2): Absolutely.
Man, we live different lives.
Kristen Ahlenius (2): We do, yeah.
I have to Google skid steer. [01:04:00] What else is going on? Everybody having a good time?
Kristen Ahlenius (2): Are you really googling
skits here right now? No, I will later on my own time. I gotta go. But this was something.
Kristen Ahlenius: It was.
It was a lot better than last week.
Kristen Ahlenius: When the bar is so low.
Last week caused a meeting. Internal review
Damian Dunn: of our practices.
Oh all this is great. Good luck with your lives, everybody.
Stay getting money.
