00:02
Peter Dunn
Okay. Pre show planning has taken us to an interesting place here on the Pete the Planner Experience. We were just talking about what's the dumbest thing that you own that you're too lazy to get rid of? Now, this is not going to be on air content here on the Pete the Planner show. This is going to behind the scenes podcast exclusive, joined by Damian Dunn. No relation whatsoever. We've tested it. We haven't tested it. We've looked deep within our family trees. I don't think we've done that either. He's here. And then Kristen, Ahlenius is here. There's a 0% chance that we are related. My mom just left me a voicemail, and I'm thinking, okay, should I play her voicemail that she just left me on the air?
00:52
Kristen Ahlenius
No.
00:54
Peter Dunn
Yeah, I think that's ill advised. Hi, people. Hi, people.
00:57
Kristen Ahlenius
Hello.
00:58
Peter Dunn
Big Rick Swank makes it in. Dame what's the dumbest thing you own that you are just simply too lazy to get rid of?
01:11
Damian Dunn
I've got a number of sets of speakers in my ownership, like house speakers. I've got the set of speakers my parents bought shortly after they were married. Ancient pioneer speakers that look amazing, but they need a little bit of work. And I've also got another set of speakers that I bought right after Mrs. Advice and I got married. And they aren't hooked up to anything. They're just sitting around looking for a good use, but they take up a lot of space. So, yeah, that's probably the dumbest thing that I own.
01:44
Peter Dunn
Dame's speaker of the house is what? Wait. Caitlin. Ahlenius says hello. Man she's in a chipper mood this morning. Kristen, your sister says hello.
01:57
Kristen Ahlenius
Hello, Caitlin.
01:59
Peter Dunn
Kristen, what's the dumbest thing that you own that you haven't gotten rid of yet?
02:03
Kristen Ahlenius
The dumbest thing I own or the dumbest thing in my possession? Two very different things.
02:07
Peter Dunn
Wow. Maybe bring Caitlin back on the screen. I feel like this is about to get very personal. What do you got?
02:14
Kristen Ahlenius
The dumbest thing in my possession are 125 of these. Nascars. I have 125 of those. That's the dumbest thing in my possession, but the dumbest thing I own. I have two dining room tables, and I regularly do not even eat at a dining room table. I am working still, or I'm in class, or I eat at my desk more than I eat at a table. And I have two dining room tables, one's just in my garage.
02:43
Peter Dunn
You're a baller. So they die cast NASCAR cars, I guess.
02:48
Kristen Ahlenius
I don't know.
02:49
Damian Dunn
They're investments.
02:50
Peter Dunn
Pete do you play with them?
02:53
Kristen Ahlenius
Kristen this one's pretty lame. It's a piggy bank, but it fits, like, one quarter. So no.
03:01
Damian Dunn
Get on the floor and just make noises like they're going around an oval.
03:05
Kristen Ahlenius
I have a track in my basement. Yeah, after work, you'll catch me.
03:11
Peter Dunn
Dumbest thing in my possession is a baby crib. We still own a crib that's, like, broken down. And look, we're not going to fill it with babies. I'm going to be honest. That ship has sailed. So I think I win. Dame you could fix the speakers. Kristen you could maybe have children that would enjoy playing with toys. I'm not feeling a baby. Like, it's basically like a pig pen. If were to get a small sugar glider or something.
03:48
Damian Dunn
See, I have one of those, too, but a crib, not a sugar glider. But my father in law made it, so that one's sticking with me forever because that's going to be for grandbabies.
04:02
Peter Dunn
Yeah, I just got a crib and it's like, hey, are we just saving it for my kids? Are we going to be those people? Like, oh, we'll put it back up with the grandbabies. Is that who I am as a person now?
04:18
Kristen Ahlenius
At this point?
04:20
Damian Dunn
Jameson's got some good ones because I think that covers a lot of us.
04:25
Peter Dunn
All time greatest listener. Jameson down in Texas, among the dumbest things in my possession, two VHS players, giant box of CD cases. I have all of these things. About 500 blank burnable CDs. Jameson I threw out a rack of 100 burnable CDs over the holidays and about two dozen cases, two snow shovels. And he does live in Texas. Well, thanks to global warming, you're going to need those shovels soon. Kristen let's make damon I feel old. Kristen in the 80s, there were two types of recordable devices that you would record things onto and then watch back. VHS was one. What was the other? Main competitor to VHS style recording.
05:19
Damian Dunn
And arguably better.
05:21
Peter Dunn
And arguably better, but no one acknowledged it other than here's the funny part. Local broadcast affiliates, they use that medium.
05:34
Kristen Ahlenius
It's video and audio, or audio only.
05:37
Damian Dunn
Video, like a VHS tape.
05:38
Peter Dunn
Well, do you know what a VHS tape is, Kristen?
05:41
Kristen Ahlenius
I had a VCR in my room when I was a kid. Okay. I know.
05:44
Damian Dunn
Oh, wow.
05:45
Peter Dunn
Okay, so what was the other version of VHS? What was the other format?
05:50
Kristen Ahlenius
I have no idea. I didn't know there was another audio and video format.
05:53
Peter Dunn
I don't think. Okay, well, you're a young Betamax, or Beta as it's typically called.
05:58
Damian Dunn
Kristen have you ever used a rotary don't?
06:03
Kristen Ahlenius
I own one, but I've never used one.
06:05
Peter Dunn
Kristen have you ever sent a fax?
06:09
Kristen Ahlenius
I've had to send faxes, but I've made the boomers in my office send them on my behalf. I don't know how to use the fax.
06:17
Peter Dunn
That seemed hurtful. That seemed hurtful. Damn, I like this game. Kristen have you ever been at a restaurant where their phone's at the table and you can pick up the phone and call other people's tables?
06:31
Kristen Ahlenius
That's not real.
06:33
Peter Dunn
Oh, that was my entire childhood.
06:39
Kristen Ahlenius
What? That's not real.
06:42
Damian Dunn
It's real.
06:43
Kristen Ahlenius
I don't believe you're.
06:44
Peter Dunn
No, I don't believe Max and Irma's, man. Have you ever watched a movie on a laser disc? Not a DVD, a laser disc.
06:57
Damian Dunn
It looks like a giant vinyl, but it looks like a giant CD the size of a vinyl record.
07:07
Peter Dunn
Okay. Kristen, did you ever watch the Care Bears cartoon?
07:16
Damian Dunn
Yeah, that would have been before her time.
07:18
Peter Dunn
Yeah. Kristen, have you ever seen an episode of who's the Boss?
07:27
Damian Dunn
Have you ever listened to an audio tape? Like a cassette tape?
07:30
Kristen Ahlenius
Oh, yes. My first car, I had a Looney Tunes cassette tape and that was when I was 16. I'm not that young.
07:38
Peter Dunn
Have you ever eaten goober grape?
07:41
Kristen Ahlenius
I don't know what that is.
07:42
Peter Dunn
Oh, my gosh. Damn. You know, goober grape. Right?
07:47
Damian Dunn
I don't know if I do.
07:48
Peter Dunn
It's peanut butter and jelly in one.
07:51
Damian Dunn
Oh, yeah.
07:52
Kristen Ahlenius
Oh, I do know what that is. I didn't know that was a brand.
07:56
Peter Dunn
Yeah. Goober grape. That's not dame's. My fetish nickname for Dame. I don't know why it said Fetish. Okay.
08:10
Kristen Ahlenius
I like nostalgic stuff, though. I have a record cabinet in my.
08:15
Peter Dunn
House from like can you not call my childhood that? This is getting hurtful. This is almost like an HR actionable conversation at this point.
08:27
Kristen Ahlenius
Sorry, I didn't mean that one.
08:30
Damian Dunn
Have you had the experience, Pete, of driving down the road and seeing a billboard for a radio station, like advertising oldie music, and they've got bands that were popular that you remember and really still enjoy.
08:41
Peter Dunn
They're like Nirvana and it's like exactly. I like Nirvana. Okay, let's do a show. What's? The first segue. We've done some show prep. Kristen, can we do your car problem first?
08:56
Kristen Ahlenius
It's not really a problem. It kind of evolved from the idea of us doing a segment of financial advice we give, but we don't.
09:06
Peter Dunn
Oh, okay. Let's do the email first then. Okay. Let's build some momentum, as they call it in the biz. Rick Swing's trying to take your side. I think my mom asked me if they can put me down as an emergency contact at their doctor's office. That's what she just left that voicemail and it's like, yeah, go mean.
09:29
Kristen Ahlenius
Do people ask for permission to do that?
09:32
Peter Dunn
Apparently my mother does. Should we get her on the phone?
09:34
Damian Dunn
Wouldn't Mrs. Planner really be the better.
09:36
Peter Dunn
Choice for I mean, even answer her.
09:40
Kristen Ahlenius
Call asking, what if this was the emergency? You didn't answer.
09:43
Peter Dunn
OK, I'm going to back up for a half second here. Dame, you can answer any way you want. This is not a leading may. This may devastate me.
09:56
Kristen Ahlenius
Oh, no.
09:57
Peter Dunn
If there's a massive emergency, who do you want involved to solve the problem? Your boy? I will rise to occasion. I have no emotions. I will get in there and just fix it.
10:10
Damian Dunn
So what I'm hearing is I can list you as executor in my will.
10:15
Peter Dunn
Yeah, go ahead. Fine.
10:16
Kristen Ahlenius
Right on.
10:18
Peter Dunn
All right, you know what? I want to take that back. Seriously. There was this time when I first started writing for the newspaper years ago, and I was on the radio. I would have random people email me. This happened five, six, seven times. Random people asking me to be the executor of their wills. Real estate. Yeah. They're like, I feel like you've got good judgment here. And I'm just like, hey, man, no. Bad idea. I have very few really good skills. Problem solving in an emergency is one of my finest skills. I am the modern day MacGyver the Hairless. MacGyver the hairless MacGyver. There it is. Have you ever seen MacGyver?
11:10
Kristen Ahlenius
I've never seen it, but I understand the premise.
11:13
Peter Dunn
Dane, was there any better show than MacGyver when you were a kid?
11:18
Damian Dunn
I mean, it was pretty stellar. Somebody has to own the rights, right?
11:25
Peter Dunn
Oh, no, it's a remake. I think it's thing again. It is.
11:29
Damian Dunn
But the good one, Pete. Not the remake, the good one.
11:34
Peter Dunn
I'm going to find it this weekend and watch it. It was unbelievable. Now, trivia for you. Kristen sent this one out. Who is and I might be making this up. So this is how this goes. Dame, who is the primary villain, multi season villain on MacGyver?
11:56
Damian Dunn
Yeah, I don't know. I was more of a Magnum Pi.
11:58
Peter Dunn
Guy. I believe the guy's name was Murdoch and it was Willem Dafoe. That's my memory. I'm looking it up right now here on this financial radio show.
12:16
Damian Dunn
It's not a financial radio show.
12:20
Peter Dunn
Willem Dafoe.
12:22
Damian Dunn
Oh, that's amazing.
12:25
Peter Dunn
I could be wrong, though. Willem Dafoe. MacGyver. Oh, hold on. Everyone relax. I don't see results for MacGyver.
12:38
Damian Dunn
This is great.
12:41
Peter Dunn
Can you guys do something while I okay, you know what? I will deal with that later. Okay. Why do we get one star rating on the show.
12:58
Damian Dunn
Is beyond my comprehension.
13:00
Kristen Ahlenius
I have no idea.
13:04
Peter Dunn
Can we just pause the show so I can look this up? In three, two, one. This week on The Pete the Planner Show, we answer your money questions. Here's how the show works. You email us Askpete Petetheplanner.com that's askpete@petetheplanner.com, and my panel of experts will answer the question. This week's panel includes Kristen Ahlenius Diecast, car collectible expert, and Damian Dunn, king of hairlessness. Hello, people.
13:34
Kristen Ahlenius
Hello, Pete.
13:35
Damian Dunn
Good day.
13:36
Peter Dunn
We are on the air. I forgot. Hello. I'm also the Prince of Hairlessness. Why are we starting the show this way? Okay, Dame, I need to read the email question that's come in before I lose it because I'm starting to crack here. Good day, Pete. Dame and Queen. Kristen. Kristen, you've really taken on this regal presence. People love you. People love you. What's that like?
14:00
Kristen Ahlenius
I appreciate it. I love it when you can really tell that someone's a listener of the show. I think this email supports that.
14:09
Peter Dunn
This question is about choosing a financial advisor and about balancing friendship with personal financial goals. Dame, you loved after school specials when you were a kid, right?
14:18
Damian Dunn
Who didn't?
14:19
Peter Dunn
Well, this sounds like one. My wife and I have decided that now is the time to get serious and hire a financial advisor. We feel that we've done a decent job managing finances to date. I'm 40. She's 38. Man, this guy's a real cradle robber. Borderline creepy. We are saving liberally into retirement. And to our young kids, 529. Blah, blah, blah. Now comes the part where we choose the advisor. You all have given great advice over the years on the subject. The thing that arises here is that I have a good friend who could be a great candidate. We get together every now and then to catch up, and we often talk about his job and financial advice in general. He has never once pinched me. Wait, pitched me. Okay, I don't know what he may have pinched him, to be fair. In full disclosure, I was at a Starbucks this morning, and I saw one of our investors there.
15:09
Peter Dunn
I didn'tickle him just a little tickle on the back. I did, but it was like a friendly tickle.
15:17
Kristen Ahlenius
Back to the email.
15:19
Peter Dunn
What's happening? Anyway, he's a CFP. Blah, blah, blah. So a bunch of questions, and here's where the questions actually come in. I did give him just a little friendly tickle. Is it generally a bad idea to hire your friend to be your financial advisor? So then there's some other things there. Then, number two, on the other hand, he might be fairly offended if I hire someone else or ask him to recommend someone. And then number three, there's also the possibility that if he and I have a serious, detailed discussion about hiring him, I might find that his company's investment approach or fee structure are not the best fit. Okay, dame. I love this topic. I love this topic. You were a financial advisor. I want to start here. Did you ever pitch your friends or.
16:12
Damian Dunn
Pitch if I necessarily pitched my friends, but I told them what I was doing, and if they wanted to talk, I'd be happy to. But it wasn't like, hey, let's go out for dinner, and let me tell you exactly what I'm doing. This was more of just, hey, this is what I've got going on now. This is who I'm targeting. Here's what I think I can help people accomplish. If you're interested, I'm happy to explore it further, but there was no hard sell.
16:36
Peter Dunn
I don't remember pitching my friends. Now, I say it that way because in my memory, I was not a pitch my friends guy. But that's my perspective. Maybe I was, but I don't think I was, because I think it's a personality thing. Kristen, do you think you would be the type of person, if you were a financial advisor, that would pitch your friends?
16:58
Kristen Ahlenius
I don't know how many times I have to remind you people that I was a financial advisor.
17:02
Peter Dunn
It was just short lived, present tense. Oh, I thought you okay, or answer the question. Did you pitch your friends?
17:10
Kristen Ahlenius
No. And in fact, even in the space that we're in now. I do part time tax prep, and people will be like, oh, can you do my taxes? No. The answer is no.
17:22
Peter Dunn
Successful side gig there.
17:24
Kristen Ahlenius
I appreciate you and.
17:28
Peter Dunn
No Pete.
17:31
Damian Dunn
I think one of the reasons you didn't, though, and that I did, is because our compensation structure is different. When you started being a financial advisor, what were the likelihood that your friends would have been able to do a whole lot with?
17:47
Peter Dunn
I mean, the beginning part of my financial mean I made money from selling products within the financial plan. I wasn't always feeba.
17:54
Damian Dunn
Okay.
17:56
Peter Dunn
So, I mean, theoretically, I could have sold them life insurance or mutual funds or whatever else we're doing. So I just want to get that part out. The other part is if your friend is in the business, should you feel obligation to work with him? Were you ever offended dame if one of your friends had another financial advisor?
18:16
Damian Dunn
No, not at all. Because financial relationships are sometimes really tricky to cultivate. You've got to find somebody who's a good match for you, and once you do that, unless there's a really good reason to move on, that's not something that people want to do just because maybe a different friend is also in the business. I can't hold anything against somebody for continuing an established relationship.
18:43
Peter Dunn
Kristen, your short lived career as a financial advisor, it was in your younger 20s. That's when I was an advisor, too. I have to admit, early, if my friends said they had someone else, I was just trying to build my business. So it was a little bit frustrating, but as I got older, I didn't care at all. What was your experience? Did you care if your friends had a different advisor?
19:06
Kristen Ahlenius
I think that would be accurate. I at the very least appreciate or appreciated when someone would bounce ideas off of me. And maybe that's the follow up question here. Maybe the friend hasn't pitched because maybe they don't want to mix their friendship and their business and they just like being that sounding board for this person. That could be the reality, too. They might not want to muddy those waters.
19:33
Peter Dunn
Yeah, I think here what I think my conclusion is to this emailer is I don't think it's a bad idea to work with your friend and don't worry whether they pitched you or not. I think at 40 years old, everyone involved is mature enough and experienced enough to deal with whatever comes of it. I don't think this advisor is also that age. I don't think they would give a rip if this person worked with someone else and then talk to them about it.
20:04
Damian Dunn
Yeah. I think the potential biggest stumbling point here, and it is for most of the relationships, is going to be investment performance. And if you can get your head around investments are going to do what they're going to do and as long as you're happy with the strategy and you're confident in the strategy, okay. But where the value really is going to come in and show itself is where is that advisor helping you in other parts of your financial life? Are you getting value out of the relationship in those areas? Because sure, the investments can make a big difference. But as long as you understand the method and the strategy that's being employed and you're comfortable with it and maybe it's exactly what you would do, you just want somebody else to watch over the funds and make maybe some strategic changes here and there, then the investments kind of handle themselves at that point.
20:50
Damian Dunn
Where are you deriving the value from that relationship in other areas?
20:54
Peter Dunn
Yeah, kristen, I got to think dame's exactly right here, that this is actually about the firm's approach and strategy and that's maybe where this emailer should start. Just going to their friend of like, hey, starting to evaluate financial advisors. Can you tell me about how you all do it? I'm just trying to learn. And then at the end of that conclusion end of that thing, he can say, oh, that's helpful. And he can play it off like I'm not going to do that or hey, are you taking on new clients as somebody? I think he can. It's just a mature conversation. I think it's a lot easier to have at 40 than it is at 24, 25 where everyone's just trying to form their career.
21:31
Kristen Ahlenius
I totally agree with that. And that comes right back to if the relationship has to be a good fit on both sides and it sounds like they're good buddies. So if you hear more about the investment philosophy and you're thinking, whoa, that doesn't really align with my goals. The advisor might not want you as a client in those situations either because they want someone who fits what they believe in.
21:53
Peter Dunn
I feel it. I love it. Fantastic. All right. So what the conclusion is here? Dame wants to be everyone's financial advisor here on the show. He is soliciting you. I'm just kidding does not do that and kristen will not do your taxes. We have 20 seconds left in the segment. Does this not hearken back to your early days since advisors, everybody, where you're just like trying to get clients and it's just like it's so awkward and it's boy, I don't miss those days. All right. Coming up after the break, does kristen have a transportation issue? Possibly. Find out next. I'm pete the planner.
22:36
Kristen Ahlenius
Can we do advice?
22:38
Peter Dunn
Oh, no, go ahead. What do you got?
22:40
Kristen Ahlenius
Can we do advice that we give and don't take and then that can lead into kristen's transportation issue?
22:47
Peter Dunn
Yeah. I have been corrected in the chat the person who played the murdoch was michael de bears or barris. So I stand corrected. I did say, if memory serves me right, turns out it did. Not. All right. I also want to tell everyone here that award winning financial podcast host of Marriage, Kids and Money, Andy Hill, emailed me this week. A friend of the show. Friend of the show, listener of our show. By the way, if you have kids and if marriage and money are something that appeal to you, listen to his show Marriagekidsandmoney.com as seen on CNBC, NBC News Market watch kiplinger. Kiplinger. No one cares. Business Insider anyway, he emailed me saying that he agreed with my hot take about sports gambling last week. That's why I'm plugging him so hard.
23:54
Damian Dunn
If you listen to start listening to the show, you may hear a very familiar voice in February or March on.
24:00
Peter Dunn
One of the episodes coming know our other friends Joe Saul Seahai from Stacking Benjamins reached out. He wants me to be back on the show and I have not replied yet. I'm just being honest. I need to do that. They record at night, though, and it's like at night I'm currently well, they.
24:20
Damian Dunn
Have to be quiet, though. In his mom's basement.
24:22
Peter Dunn
That's true. I love his show. Did anyone else hear any results of my hot takes about sports gambling? I was talking to our business development team this morning and it came up and they all were sheepish and did not make comments because I think they felt seen.
24:40
Damian Dunn
I didn't receive any feedback through any of my social channels, so I think you're in the clear.
24:46
Peter Dunn
I just assumed, Dame, that you had found reviews of that hot take and just refused them to send them to me because I asked you not no.
24:54
Damian Dunn
I would have saved them to read them.
24:55
Peter Dunn
Now that I appreciate. OK. By the way, my son Theodore Ted is at BizTown today and he is the DJ of BizTown. And I just got pictures of you. Can't really see it. That's pointless. I just showed a camera and I'm on a podcast. Good times. What's this topic? Kristen? Can you intro this topic? Can I just toss it to you and you intro it?
25:27
Kristen Ahlenius
Please don't.
25:28
Peter Dunn
Do I how about I intro the segment and then I'll have you set it up from there?
25:36
Kristen Ahlenius
Okay, I can do that.
25:38
Peter Dunn
Is that fair?
25:39
Kristen Ahlenius
That's fair. Also, it sounds like a piece of my roof just fell off. I don't know if you heard my dog kind of bark, so I'm not really sure what just happened outside, but hopefully everything's fine.
25:51
Peter Dunn
I would assume snow slid off your roof. I'm not trying to mansplain weather to you.
25:56
Kristen Ahlenius
Okay.
25:58
Peter Dunn
Do you want to go look?
25:59
Kristen Ahlenius
No, it's fine.
26:02
Peter Dunn
Dame $30 snow slid off a roof, right?
26:06
Damian Dunn
Yeah, absolutely.
26:08
Peter Dunn
Okay.
26:10
Kristen Ahlenius
Feels very mean, slimy, but that's fine.
26:14
Peter Dunn
Possibly this year's best listener. She could have won last year. We just didn't give it to Andy, who appeared on that special episode where we took live questions she notes. This isn't specifically from your hot take, but sports betting and other financial problems are a big issue for the I.
26:30
Kristen Ahlenius
Mean, that's probably yeah.
26:34
Peter Dunn
Yes. Okay, everybody, let's do the next segment here. All.
26:43
Kristen Ahlenius
Okay.
26:47
Peter Dunn
I keep pulling up the wrong app on my phone. Here we go. In three, two, one. Back on the Pete the Planner show. You know, last segment we talked about should you hire your friend as your financial advisor? And because this show is so diverse in its financial topics, we now move right on to another one. Introducing what we will be talking about next is co host of the Pete the Planner show, kristen Ahlenius, director of education at your money line. Kristen, what are we talking about right now?
27:19
Kristen Ahlenius
So I think we all can think of some examples of advice that you were given that was kind of a do as I say, not as I do kind of thing. So I think that would be a great segment is financial advice that maybe we give that we don't necessarily always take.
27:40
Peter Dunn
Wow, okay. So we are exposing ourselves figuratively. It's a podcast, I mean, a radio show, and we can't literally dame. Does something jump to mind? Is there a piece of advice that you give on a regular basis or have given in which, you know what's good for the Goots is not good for the gander?
28:02
Damian Dunn
You're going to be shocked by my answer, and then it will make sense pretty quickly.
28:08
Peter Dunn
Okay, I'm ready.
28:10
Damian Dunn
Budgeting.
28:13
Peter Dunn
That doesn't shock me, but go ahead.
28:15
Damian Dunn
Yeah. You know this because you essentially subscribe to the same theory that I do. When we speak with somebody and we're trying to help them get their financial life on track, there's a process that we like to follow or at least recommend, where people track expenses and really go through a nice, more traditional style of budget. I'm old at this point, and I've gone through this a few times, and my life is pretty predictable on a month in, month out basis. And I have pretty clearly defined goals that I make sure get met every single month. So my budget looks more like a lazy man's budget, which is what both Pete and I if I'm wrong, Pete, I think he's probably still subscribed to this method where we make sure those goals are hit every single month. We make sure all of our other spending is roughly in line to where it should be, but then we just kind of let the chips fall where they may.
29:11
Damian Dunn
So we hit those goals and we don't overspend our income on a monthly basis, but we don't get too tied up about where that money is actually being spent on a month to month basis.
29:22
Peter Dunn
All right, Kristen, reaction. Are you shocked? Are you not mad but just disappointed? What are we thinking here? What's the biz?
29:39
Kristen Ahlenius
I think that's fair. I think at some point you earn the right to be able to do that, and I would subscribe to a similar approach if I wasn't such a micromanager of my own life. I mean, if I would just let my budget do what it's supposed to do, mine would be the lazy man's budget. But I'm obsessive and I check it every day.
30:01
Damian Dunn
I feel that's your smoothie, right?
30:04
Kristen Ahlenius
Yes. Budget smoothie.
30:07
Peter Dunn
All right, Kristen, what is the piece of financial advice? And I think it is car related.
30:15
Kristen Ahlenius
I have several. I tell you to do a lot of stuff that I don't do. I would say my first one I can't help it. My first one is that I don't have a will. And I would tell someone that's an issue in their financial life if they don't have one, but I just don't.
30:34
Peter Dunn
Well, thanks for asking. I will be the executor of your will.
30:39
Kristen Ahlenius
You heard it. Caitlin. Give him a call.
30:42
Peter Dunn
Okay. So what's the sticking point mean? First of all, I want to be respectful and very honest with you. Are you looking for accountability here? Are you looking just for a trust tree?
30:55
Kristen Ahlenius
Like, I don't know, mean, the bulk of what I have? I mean, prior to June, just about everything I had was payable on death. So it just seemed like it really wasn't that big of a deal. Even though I know it's a big deal now that I own my house or if the bank owns my house and I rent it from them. I know that I should probably do that. I just don't.
31:19
Damian Dunn
Kristen, what would it take today to get you into a will?
31:27
Kristen Ahlenius
I mean, nothing really. I would do it. I just don't make it a priority. It's one of those things, and I'm so guilty of it. Like I tell other people, be careful, this will become a back burner item. It'll become a back burner item, and it is.
31:42
Peter Dunn
Kristen, if I paid for your estate plan, would you get one?
31:45
Kristen Ahlenius
Oh, my gosh. I mean, I would. Yeah. But I don't think it is a big deal. It's a big deal. It's just on the back burner.
31:54
Peter Dunn
I like the idea that this topic has backfired on. Kristen, I want to be honest. I'm in the midst of redoing my stay plan right now. I have a will and trust, and I'm in the midst of redoing, so I don't know. But again, Kristen, our lives couldn't be any more different.
32:13
Kristen Ahlenius
Right there it yeah.
32:14
Peter Dunn
And for you, I just think about who is going to get these dozens of diecast NASCARs in the event of your.
32:22
Kristen Ahlenius
Instructions. The instructions at this point for Caitlin are call, Pete, and Luck.
32:29
Peter Dunn
Yeah. Since this has now turned into all of your deficiency, Kristen, what other things do you tell people to do and you don't do? Because I'm ready. I got a list.
32:39
Kristen Ahlenius
I don't keep all of my emergency funds separate. I keep some emergency savings, viewable and accessible to me. I keep a little bit in cash. And then I keep some in the same place where we keep our four.
32:52
Peter Dunn
Hundred and one K. I love that. Actually, we're putting a pin in that topic because I actually want to start the third segment there because I would love to talk about emergency funds of what we really do because I think all three of us are going to be pretty different. Dame and I, again, tend to be the same, although I wouldn't be surprised if Dame has a big stack of paper and a safe that no one can open. But that's neither here nor there. Kristen, move on to what's? Another thing that you do or don't do?
33:20
Kristen Ahlenius
If someone came to me and told me that they have the financial goals and aspirations that I have, and then they also told me that they have as much equity wrapped up in a vehicle that they don't drive as I do, I would tell them to get rid of it and drive something of much lower quality.
33:38
Peter Dunn
Okay, so Dame, do you understand what any of that yeah.
33:44
Damian Dunn
Yeah. So she's got a vehicle right now that she owns outright that is worth a pretty good dollar amount that she really doesn't need at this point. She could downgrade her vehicle situation, be perfectly content and not be out anything and have a whole bunch of cash at her disposal to invest or pay down debt or whatever that may be. So she's got more equity tied up in her vehicle than she needs to.
34:15
Peter Dunn
I'm not playing dumb, although you guys may be concerned that I'm officially dumb after I ask this question. I know car dealers talk about equity in a car, but do you guys really think about car as having equity?
34:31
Damian Dunn
I don't, unless it's a situation where somebody needs to kind of dig themselves out of a hole. I mean, if they've got 30 grand in a car that they could get rid of and replace for 15, back in the old days when you could buy a good used car for $15,000 and put 15 towards a credit card or an emergency fund or whatever the case may be, that's a potential solution for them. But in some cases, if they're already hitting all their other goals and this 15,000 just may speed them up, I'm probably not going to look at it that seriously.
35:10
Peter Dunn
Just the idea that my Kia Sportage could have equity just seems laughable.
35:17
Kristen Ahlenius
Well, I personally view it as equity because I would sell it. If I were between a rock and a hard place, I would sell it. I would buy something supremely cheap. I just am very privileged and fortunate that is not my reality. Could it move my financial life forward? Of course it could. Of course it could. And that is a internal battle that I circle back to pretty consistently, is like, Kristen, what could you do with this money if you would get rid of it. So I view it as an asset, but only because I track it regularly and because I would sell it if I had to.
35:55
Peter Dunn
I'm going to give more consideration to this after the break, but I'm just going to plant my flag. I do everything I tell people to will. I will give it further consideration after the break and feel free to find it, but I do everything I tell people to do. Next on the Pete the Planner show, we'll see if that's a truth or a lie. I'm the guys, I'm being honest here. I'm trying to be honest. I'm also realizing that I have a bad memory, but what, kristen, go ahead.
36:26
Kristen Ahlenius
I think of two examples right off the top of my head. Well, the under for the.
36:39
Peter Dunn
Nothing like shushing a coworker. I don't want to cross don't be confident. I don't want to cross line here, Kristen, but if you were here right next to me, I would just shush your lips with my hand. Okay.
36:54
Kristen Ahlenius
All right.
36:54
Peter Dunn
Damn. Have you ever shushed someone else's lips.
36:58
Damian Dunn
Other than my.
37:01
Peter Dunn
Your not your wife or no, your children count like joking. As a wife, have you ever another human you really do. Have you ever shushed them with your hand?
37:13
Damian Dunn
It's possible in high school I might, because that's what stupid high school boys do, just reach across.
37:25
Peter Dunn
I was at my daughter's cheerleading game last what do you call when you go, it's someone's basketball game, but she's there flipping around. I went to that last night. Right. And afterwards, she was saying how she's an 8th grader, and she was saying that they were doing a TikTok. I don't know what's going goes and the 7th grade basketball players weren't even laughing at us. And I said to her, ali, no 7th grade boy is going to make fun of an 8th grade girl. You do understand that, right? She's like, yes, they would. I'm like, no, you are misreading this situation, kristen, right now that you are an adult, you realize that no 7th grade boy would make fun of an 8th grade girl.
38:11
Kristen Ahlenius
Yes, but I thought weren't going to talk about gender on the show anymore.
38:17
Peter Dunn
No, I will talk about gender on the show. That is not like a hot take. That a 7th grade boy.
38:26
Kristen Ahlenius
No, you're right.
38:30
Peter Dunn
I'm not going to get to a place where I cannot bring up gender on this show. I will not also try not to be a sick, misogynist generalist, but I think that is not an example of that. Okay, kristen, are you ready to call me out on the air?
38:46
Kristen Ahlenius
I suppose.
38:48
Peter Dunn
Let's do it. And three, two wait, what do we have after? Oh, then we're going to do the savings. Okay. Three, two, one. Back on the Pete the Planner show before the break, I said, you know, dame Kristen, thank you for admitting that there are certain things in your financial life that you tell others to do and you personally don't do yourself. And then I made the assertion that I can't relate. I can't relate because I have made it a point to only practice what I preach. So Kristen said during the break that there are two examples that make me a liar. So I'm willing to hear those. Kristen. Why am I Pete the liar?
39:35
Kristen Ahlenius
The two examples have the same root cause you've just changed your approach on some things to make it okay that you do them.
39:44
Peter Dunn
Okay. Interesting. Okay, I'm going to stop you right there. Right there. This is arguably true, right? This is arguably true. But I will have a really good reason why whenever you say what you're about to say. Go ahead.
40:02
Kristen Ahlenius
Okay. Well, I remember when I first started here and I was trying to get an overall vibe for the show and the workplace, and I was listening to old episodes of the show. You used to have a pretty drawn line in the sand about leasing vehicles, and you've done that.
40:21
Peter Dunn
Okay. And so shall I. I get why.
40:26
Kristen Ahlenius
You did, but I'm just saying that go ahead, Dane.
40:31
Damian Dunn
I'm going to defend Pete's honor. I've heard him suggest leasing to.
40:36
Peter Dunn
Know. But you are both right. Actually, Kristen, there was a time, and I think I never want this to be a learning moment for my colleagues. This show is about the listener. But I will say giving advice to the masses for now 18 years publicly, 18 years I have developed as an adult in that time, 18 years. Right. So there are things that I thought to be true and I gave as public advice because I truly believed it to be the gospel according to an idiot at the time. Right. And it just evolved. So that is to say, I don't think a lot of personal finance situations are as binary as a lot of talking heads try to make them. And I think a personal finance expert lacks empathy and realism when they have these hard lines because it's their brand. And I've just backed off of that.
41:35
Peter Dunn
Right. So leasing is potentially one of those credit card points are another one. And I would also say anytime I've given that advice publicly, I still was following that advice publicly when I was telling people like, hey, I think credit card points are dangerous. I wasn't using credit card points. I have backed off of that and I use credit card points now. I've backed off that leasing is a bad idea because I started to see where it makes sense and so I do it. So what's the second example?
42:07
Kristen Ahlenius
I would love to hear damian, do you know what it is?
42:12
Damian Dunn
I was going to say credit card points, but those were the two that I had in my mind. But I'm excited.
42:18
Peter Dunn
I love this topic, by the way.
42:20
Kristen Ahlenius
Kristen, we've brought this one up in the past.
42:25
Peter Dunn
Hair care products. Travel sports. Okay, yeah, I thought of that one too. It's evolved. Right? If you go back to and maybe we actually talk about this next week. I would love to go back to the article. There was an article that caused a flurry and fury of activity. How long ago was that, Dame, do you think?
42:53
Damian Dunn
Probably a year before I came on. Six or seven years ago.
42:59
Peter Dunn
All right, I'm looking it up right now. Let's see. Travel sports are financial disaster. September 18 of 2013.
43:07
Kristen Ahlenius
Oh, no.
43:12
Peter Dunn
We wouldn't go to my take a different day. But here was the caveat to that. If you aren't taking care of your other financial goals, that was it. If you are not funding college for that kid yet, you're playing for him to be in the third soccer league in a small community, you're hurting that kid. Right. Still believe that? But to Kristen's point, yeah, we pay a lot of money for travel sports in our house. I Daress tell you the amount. I don't even know the amount. Call me privileged, I don't know. But I know that I fund my financial goals, so I don't feel like my take has changed, but I'm willing for you to tell me. I'm full of it.
43:58
Kristen Ahlenius
No, I think you absolutely defend your position. You grow and you evolve. And like you said, financial situations aren't binary. It's just that someone who doesn't listen consistently might know you for some of these takes, and these are some things that you do. So I was just trying to not.
44:17
Peter Dunn
Be no, you're fine. Dame, thoughts?
44:24
Damian Dunn
I know roughly how much we spend on travel sports, and it is a whole lot of money, but you're exactly right. You got to make sure all the other goals are being taken care of. You're not over putting too much weight. And by that I mean pressure potentially on the kid as well and damaging that relationship down the road, maybe currently and down the road, if things don't work out the way that you have hopefully envisioned for them, let the kids be kids. Let them play, let them experience. Let them get the experience of travel and developing relationships and performing at maybe a higher level than what's available locally. And if you can do that and hit all your other goals, then everybody's probably going to better off for it.
45:09
Peter Dunn
What's interesting about that article thanks for bringing this up. Actually, what's interesting about that article is I only examined the negatives of travel sports, and I unapologetically said I am not considering the good parts because this is a criticism piece, right? I love what travel sports have done for my kids in terms of their character and understanding how hard work translates or doesn't. I am quoting from the 2013 blog post right now. Two things I want to note. It says your child ends up paying for their youth sports experience with student loan money. That was it. That was my point. I stand firmly behind that. Now, Dame, you know this. You're a travel sports parent. That is a place of privilege. I'm saying that as someone that potentially is in the minority, even though I live in a community where that could be the majority.
46:13
Peter Dunn
How do you get your head around that knowing that when your kids are going through travel sports, the people they're competing against may be in this?
46:22
Damian Dunn
I mean, you sit around, in my case, a pool and look at the other families and sometimes I don't know if you know, this swim meets can be very long.
46:35
Peter Dunn
They're the worst thing in the world.
46:36
Damian Dunn
Damien, you're looking for time, things to do to kill the time. And I know you and I are fond of playing the game in the airports of who does that person look like? Great game, stuff like that.
46:47
Peter Dunn
Great game.
46:48
Damian Dunn
But times you sit around and say, okay, well, what's their financial? We start to make up financial stories for people and trying to envision them and sometimes you're like, oh, man, that could be a pretty rough situation. I don't know. I clearly don't know. I haven't ever talked to these people. They're from two states away. But it gets conflicting at points, knowing that their kids are getting a great experience, but at what cost?
47:18
Peter Dunn
My daughter has been a gymnast for eleven or twelve years now. There are shirts, I've told you this, shirts sold at gymnastics meets for dads to wear that say, I'm broke, my daughter's a gymnast. It is part of the culture. Kristen, how excited are you? Are you ever going to be in the world of travel sports? Maybe just a volunteer to be? Is that your thing?
47:47
Kristen Ahlenius
I went to a high school basketball game this weekend and that was enough for me. Nope, I couldn't do it.
47:54
Peter Dunn
Of course, we always stream on Facebook live and I've got some youth travel parents. Youth sports travel parents weighing in, the friend of the show, Brian. He and I live the same weekends. Kristen, were you an athlete back in the we?
48:10
Kristen Ahlenius
My sister and I swam for a little bit when Irish aquatics came to the so not I wasn't good, but yes, fantastic.
48:20
Peter Dunn
All this is to say on President's day weekend I will be driving to Memphis for a soccer tournament. All right, coming up after that's, the truth. Coming up after the break, biggest waste of money of the week and the news right here on the planner show, pete, the Know. Kristen, I appreciate the call out, I honestly do. And I'm glad he did it. Not only because it makes for a good show, but you are right in the sense that those are takes that have yeah, my thing is just like when I gave those takes, I followed those takes. There's two ways to interpret that. One, I've matured, or two, I was a complete blowhard idiot. Right. That didn't understand nuance. But I would also say no one cares about any of this, by the way. Damian will get this. This is why the Pete the Planner thing, the growing the brand of Pete the Planner doesn't appeal to me.
49:20
Peter Dunn
You have to have such hot takes all the time, and you have to ignore nuance. You have to go to haves and have nots to be that level of personal finance expert. And I realized that along the journey, I was just like, isn't that for me? I was going to be a CEO of a company. I don't know. That's where I'm at. But you're still right, can open.
49:47
Damian Dunn
Full disclosure, I am headed to West Lafayette this afternoon for a swim meet this weekend.
49:53
Peter Dunn
Full disclosure, I've got an indoor soccer game tonight that I'm going to, a travel basketball game tomorrow I'm going to and a gymnastics meet on Sunday that I'm going to. Kristen, how are your weekends?
50:09
Kristen Ahlenius
I do what I want. Really?
50:13
Peter Dunn
Our coworker Gigi, the delightful Gigi, she's a big brunch person on the weekend. She's in her mid 20s, goes out with her girlfriends. They're doing brunch at a different place every weekend. And I just listen. And I'm like, what is that life? Because that's not mine.
50:30
Damian Dunn
Pete, if you had time for Hobies, what would you do?
50:34
Peter Dunn
I used to fish. I know. That was a good time. My bass boats, gymnastics lessons. That's the next sweatshirt. Okay. That seemed the voice seemed that seemed pointed. Yeah, that seemed unfair.
50:51
Kristen Ahlenius
A little bit.
50:56
Peter Dunn
Okay. Three, two, one. This week's biggest waste of money of the week, right here on the Pete the Planner show is the District Vision Titanium Touring Bicycle. Founded in 2016, District Vision built its rep on running apparel and accessories, becoming a leader in the space. Now District Vision is expanding into cycling with the new District Vision cycling. That's what they called it. It's a good name. And alongside the launch capsule of eyewear and apparel is a one off titanium frame touring bike. The 55 centimeter frame was dane. What's your bike frame?
51:47
Damian Dunn
I think I'm a 56.
51:48
Peter Dunn
Yeah, I'm a 52. Peter's in seems smaller. The 55 centimeter frame was hand built by master fabricator Yoshi Nishikawa of KUALAS Cycles in Japan and features a disc brake and Etap compatibility. Yanko of Los Angeles contributed five custom touring bags with waterproof zippers with the front and rear bags using knitto and King racks with a central bag that hangs below the top tube. The shram access Eagle XO One Rio derailleur. Custom Aaron narrow wide chain ring GSC and Sagino crankstat. And Shram red carpet fiber shifters have been hand polished for classic look. The distinct Visions Titanium touring bike is available through its website. For those that are not following the live stream, this looks like a silver tin speed. Yes. With ecto cooler. Green touring bags strapped to the tubes. So, Kristen, this is a clothing company, District Vision, which was founded in 2016. This is their first entree into the touring bicycle world.
53:05
Peter Dunn
What do you believe this bicycle costs a brother.
53:08
Kristen Ahlenius
I always have to make some sort of disclosure or hedge when I make a guess. And I feel like this one's no different because I do know that bike prices can range. The range can be huge. So I'm going to guess in the middle of what I would call the mid to high range. Is it a $5,000 bike?
53:29
Peter Dunn
Okay. Dame I could go past tense. I can go present tense. I'll let you decide that. You own a road.
53:37
Damian Dunn
Do I do? It's pretty dusty right now, so you can draw your own conclusions.
53:42
Peter Dunn
Well, it's winter.
53:44
Damian Dunn
You could set up a trainer. Pete I mean, it's possible to do those things and ride indoors anyway.
53:49
Peter Dunn
Disclosure, you do what you want.
53:51
Damian Dunn
I've been around bikes for a while. I remember getting fitted for my road bike and one of the techs wheeling a bicycle in and it was gorgeous, absolutely gorgeous. Italian. He was just finished putting it together for one of their customers and he said, this bike will never see the road. It's going to hang on somebody's wall as a piece of art. And that was an $18,000 bicycle. That was aluminum. This one's titanium. It's got Etap, it's got all that. This is at least a $24,000 bicycle. Yeah.
54:31
Peter Dunn
What's crazy about this to me? And again, I have a road bike. I'm with Dame. Like, everything Dame just said is probably where my guess would have landed. This is a clothing, apparel and accessories company that now makes bikes and their first moves of $30,000. That's where this gets super dumb. And that's why it's the biggest waste of money of the week. Dame, what's in the news this week?
54:56
Damian Dunn
According to data from Credit Karma, 30% of Americans are reliant on their tax refund to make ends meet. This is especially true for 40% of Zoomers and 46% of millennials surveyed. Looks like we're all preparing for a potentially rough economic season, too, because 37% of respondents said they'll use their refund to build up savings and 31% said they plan to pay down debt. Now, this is especially potentially troublesome because I've seen a number of articles out saying, trying to prepare people that say, be ready for a smaller tax refund this year. So we've got a lot of people that depend on tax refunds and they're not going to probably get the size they are anticipating. Kristen, what do you think?
55:41
Kristen Ahlenius
What was the percent of people? No, it's higher. These people just weren't willing to admit it.
55:48
Damian Dunn
It was 30% of all Americans, but 40% of Zoomers and 46% of millennials.
55:55
Kristen Ahlenius
It'S higher than that.
55:57
Peter Dunn
So much higher. What do you think it is?
55:59
Damian Dunn
Dame I take the data for what it says. Pete I trust big data. It's higher.
56:07
Peter Dunn
I mean, it's 55% to 60% of my estimates.
56:10
Kristen Ahlenius
Yeah, I was going to say it's at least north of 50.
56:14
Peter Dunn
Damn. I don't know if this is one of your news stories this week, but I'm going to read a news story.
56:18
Damian Dunn
To jump in front of you.
56:20
Peter Dunn
But I'm going to feel bad a little bit if it's one of yours. Rent prices have dropped the most in these five US. Metros. Why? It's cheaper to rent than buy in many markets. So this article goes on from CNBC to go through the five places where rent has dropped the most. But also in the article, they say we're five places where there's been the largest increase in rent. Number one on the list, indianapolis, Indiana.
56:48
Damian Dunn
Oh, no.
56:49
Peter Dunn
Median rent at the end of 2021 was 1300 Hoosier Dollars. And at the end of 2022 is $1,700, a 30.8% increase indianapolis, Carmel anderson, Indiana.
57:04
Damian Dunn
And Anderson, how did they get lumped in?
57:06
Peter Dunn
I don't know how Anderson got looped into Carmel indianapolis. And I daresent once again. I say darescent in honor of my wife's Grandma, who was this beautiful mennonite, pie baking woman from Northern Ohio who always said Darescent. I always thought it was just, like, the cutest little Word. And so I've now summoned it multiple times Today. But I daresent guess why anderson and Carmel and Indianapolis were grouped into one category.
57:32
Kristen Ahlenius
Because it made the data look better.
57:36
Peter Dunn
Dame, was that going to be one of your stories?
57:37
Damian Dunn
This you. You're safe.
57:40
Peter Dunn
Largest annual decrease. Memphis, Port St. Lucie, Cape Coral, Palm Bay, Florida, which includes Melbourne and Titusville and Phoenix mesa, Arizona. Chandler. What else is in the news?
57:58
Damian Dunn
The Department of justice and a handful of states are accusing the tech giant Google of abusing its market power through its tech that controls how the US. Digital ad industry operates Google's Tangoed with the antitrust enforcers before the DOJ brought a different lawsuit against the company in 2020. But this suit is significant for several reasons. A it's the first time the Biden administration has launched a major challenge against the tech giant, and B, the Department of Justices rarely pushed for companies to break themselves up in recent decades. On a side note, nancy Pelosi coincidentally sold millions of dollars worth of alphabet stock right before the announcement. Oh, wait. I meant a month before the announcement. Damian whoever.
58:40
Peter Dunn
I believe you mean Paul Pelosi. Damien whoever. I'm Kidding. It's False. Equivocation. We all know that Congress trading before big news is one of the biggest crimes in all of America.
58:54
Damian Dunn
Yeah, there are bills that have already been I think they probably are every year, honestly. Bills that just get pulled out of the drawer, dusted off and submitted to try and prevent this. But surprisingly, they don't go anywhere. Pete.
59:07
Peter Dunn
You know, it's like on this show, we've talked about this numerous times, and yeah, this time it's Nancy Pelosi. And by the way, she's infamous for this. And there are people on the other side of the aisle that are just as bad. So that is to say, collectively, whoever you love or dislike, we all agree, as American citizens, that this is a horrible thing, yet it goes nowhere. It's really frustrating.
59:31
Damian Dunn
Yes, a Tennessee mansion listed for sale for one and a half million dollars went viral this week, mostly because the Zillow listing used a photo of it literally on fire. And in case you're wondering if buying homes is still hard, that house is already under contract. The hopeful buyer plans to Vlog his restoration process, riding the property's wave of Internet virality virillate. Well, I don't know. Nobody knows. And milking that chart house for as much as content as possible.
01:00:00
Peter Dunn
Kristen, do you follow the Zillow gone wild on Instagram account?
01:00:05
Damian Dunn
Oh, you have?
01:00:06
Peter Dunn
Kristen, come on. I know you're an influenced on So. All right. Fantastic. What a show. Here's what we learned this week. It's okay to have a friend who's a financial advisor. And as three former financial advisors, our preference was not to pitch our friends. Doesn't matter one way or the other. Some of us follow our own financial advice here, and apparently, I'm paying for Kristen's estate plan and travel. Sports is fine if you've got the money to pay for it. And that is a privileged take, sending good vibes, because good vibes are all that's in the budget. I'm Pete the planner. This is the Pete the Planner show. That's a good summation of what we've just done.
01:00:47
Damian Dunn
It's very nice.
01:00:48
Peter Dunn
Maybe. Okay. Y'all.
01:00:54
Damian Dunn
Did you ever watch the Craig Ferguson show, Pete?
01:00:57
Peter Dunn
I did, but I don't remember anything about it. But I did.
01:01:01
Damian Dunn
They always ended the show with, what did we learn on the Show Tonight Craig segment? Yeah, it kind of gave me vibes of that. Not saying you're as funny as Craig Ferguson, but it just gave me vibes.
01:01:12
Peter Dunn
I might be. Did you ever watch thanks, Brian pinkens? Dude, Brian and I live the exact same weekend. I mean, he's fun, though. That's the thing. He's fun. He has friends, they hang out. People like him. Other than that, we have the same like, we're looking on each other's Instagram. It's like, oh, his daughter's at a gymnastics meet. It's like, oh, hey, I'll be at that same meet 2 hours later. MacGyver. I feel rough about my MacGyver misses. You were, man, it was just such a murdoch michael Debaris, an international assassin and master of disguise. Where can you watch MacGyver now? That's what I was saying.
01:01:58
Damian Dunn
Who's got the rights to it? It's got to be out there. It's probably Hulu. I bet it's Hulu, right?
01:02:02
Peter Dunn
Watch now for free on Pluto TV.
01:02:05
Kristen Ahlenius
What is.
01:02:10
Peter Dunn
Paramount Plus and Amazon Prime? You can watch it for free.
01:02:15
Damian Dunn
Interesting.
01:02:18
Peter Dunn
Big question for you arsenal or City wins the FA Cup today or round four of the FA Cup today? Who wins the match, manchester City or Arsenal? Both at the top of the table of the Premier League. But, of course, this is the FA Cup, which is different. Today at 03:00 p.m.. Who wins? City or Arsenal?
01:02:39
Kristen Ahlenius
Do you know how far out of my Element I am right now? City.
01:02:45
Damian Dunn
Dame I think Arsenal's got it today.
01:02:51
Peter Dunn
Kristen, if you had to name three Premier League teams for $30 worth of booty.
01:03:01
Damian Dunn
You can do this. He just gave you two and he wore the hat last week. You can do this.
01:03:07
Kristen Ahlenius
Go ahead. Can I say something? What that's revealing. Please don't hate me. I don't know what the Premier League is.
01:03:16
Peter Dunn
That's okay. That's my point. Don't make my point. Okay.
01:03:21
Kristen Ahlenius
Well, you just said Manchester City, Arsenal and I don't know what you wore last week. Did it have a bird on it?
01:03:30
Peter Dunn
Yes, it did. I was giving you the bird, you remember?
01:03:34
Kristen Ahlenius
I don't remember.
01:03:35
Damian Dunn
Not the puffin, but the.
01:03:40
Kristen Ahlenius
Penguin.
01:03:42
Peter Dunn
Was that dame Tottenham?
01:03:44
Damian Dunn
Tottenham.
01:03:46
Peter Dunn
Tottenham. Whatever it looks like Tottenham. It's pronounced Tottenham.
01:03:52
Damian Dunn
Do you know where I live?
01:03:54
Peter Dunn
You live in Uber? Yeah. No. It's a French suburb of Uber.
01:04:03
Damian Dunn
It's a very Indiana pronunciation of that town.
01:04:08
Peter Dunn
All right, fantastic. Well, that's it. I have to go to the bathroom. I'm going to go. I had a lot of coffee. I don't know what to tell you. Is that a weird way to end a podcast?
01:04:19
Damian Dunn
Return your mom's phone call?
01:04:21
Kristen Ahlenius
True.
01:04:21
Peter Dunn
Should we play it on the air? No.
01:04:26
Damian Dunn
What if there's medical information?
01:04:28
Kristen Ahlenius
Yeah. Or like she says, what clinic they're at?
01:04:31
Damian Dunn
Yeah. No, don't do that.
01:04:33
Kristen Ahlenius
He's looking at the transcript.
01:04:34
Peter Dunn
I didn't know if I okay, I probably I'm not going to do it.
01:04:40
Damian Dunn
Expensive Mother's Day.
01:04:42
Peter Dunn
I'm not doing it. Stay getting money.
