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With market volatility shaking up retirement accounts, inflation doing its will-it-or-won’t-it dance, and the threat of tariffs raising prices on everyday goods, employees are feeling the pressure. Add the lingering fear of a recession, concern about corporate cutbacks, and rising household debt, and it’s no surprise: Money is still, unequivocally, the #1 stressor showing up at work.
At Your Money Line, we’ve been busy building new ways for employees to track, understand, and change their financial lives for the better. Our goal is to make it wildly simple for employees to have a less stressful money life. That’s why we shipped the following features to YML in the last few months:
📈 Credit monitoring with smart suggestions
Improving your credit score can unlock all kinds of opportunities. Our new credit monitoring tool helps users do just that—with credit score tracking, a “what-if” simulator to explore potential changes, and personalized tips to improve credit health. We’ll also flag alerts if something suspicious shows up, so you can have more peace of mind about your credit history.
🧠 Budget without spreadsheets and headaches
Budgeting feels hard for two reasons—not only does intentional spending take effort, but the act of tracking, categorizing, and updating feels like its own side hustle. We’re changing that. Not only will our AI-powered budgeting tool create your first budget for you in seconds, but it’s also simple to track where your money is going with automatic categorization, alerts on duplicate charges or unusual spending, and suggestions to help users stay on track with their goals.
🔐 Identity protection, backed by $1M insurance
Fraud is scary, and unfortunately, it’s common. It can also be a massive drain on your time (and your finances) to get back on track after an incident of identity theft or fraud. Our new identity protection add-on offers 24/7 identity monitoring, expert restoration help if your identity is compromised, and up to $1 million in identity theft insurance coverage.
🧘 Discover your Money Vibe
We believe personal finance is, you guessed it… personal. That’s why we built Money Vibes: a proprietary assessment that helps users understand their unique financial personality and give them weekly tips based on how they naturally think, feel, and behave about money. Perhaps you’re money avoidant, while your partner is money vigilant—that will certainly create some natural tension about money. Money Vibes helps your name and quantify these traits, so you can communicate and take action on money more effectively. It’s a little fun, pretty insightful, and a lot helpful.
📱 A new mobile app (coming May 2025)
Because your financial life doesn’t live on your laptop, we’re launching an updated mobile experience so users can check their budgets, track progress, and get help from YML anywhere. It’s redesigned, built for mobile, more powerful than ever, and gives you a 360° view of your financial life, right in your pocket.
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All of this is built on the same promise we’ve always made: to help employees find great financial stability and confidence about money—with no shame or selling anything. Early users are loving these additions, and we’re even more excited about what’s coming next.
If you want a closer look at these updates (or just want to talk financial wellness for your team), drop us a line at hello [at] yourmoneyline.com. We’d love to hear from you!
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