Money stress is real. Do something about it.
Your Money Line is the employee benefit offering 1:1 guidance, education, and tools—so more people live worry-free financial lives.
a few words about us
We are a team of financial wellness experts that change lives
- YML was created in 2017 to fill the gap between resources and action. With our dedicated team of experts your employees get top notch guidance that’s personalized to them.
Your Money Line simplifies financial wellness programs by providing
expert guidance
Americans owe $1.3 trillion in Student Loans
15% of 25-35 year olds still live at home
The average 50 year old only has $42,797 in retirement savings
Financial stress causing 60% to lose productivity at work
How much is financial stress costing your organization?
This is how much financial stress is costing you:
Problems we solve
Financial Stress
Finances cause a lot of stress in the workplace today which lowers engagement and productivity in your employees
Employee Retention
Financial stress can cause income discontent and job hopping
Retirement Crisis
56% of Americans don’t know how much money they’ll need to retire and 46% know they won’t have enough to stop working at the age of 65*. Retirement instability is a real risk for your workforce
*2020 Experian Consumer Credit Review
How we solve them
Your Money Line supports your employees in two key ways:
Helpline
Participants can call our helpline 5 days a week, 12 hours a day to talk to a Financial Guide for one-on-one guidance
Platform
Our platform provides resources, articles, tools, videos, assessments, and so much more to help participants in their financial journey
Who is Your Money Line for?
Employers
Learn how we can help youWith Your Money Line, your employees get uncomplicated personal financial guidance and access to financial wellness resources. Our experts are available 12 hours a day, 5 days a week for your employees. Having access to confidential financial help will improve stress levels and increase retirement contributions.
Employees
Learn how we can help youYML is a workplace financial wellness platform for employers, HR professionals, wellness teams, and more to guide your employees to financial stability. YML helps you retain employees, boost productivity, and increase retirement contributions. This is a benefit that is a win-win for everyone involved.
Partners
Learn how we can help youYML is ready to partner with you to provide this key financial wellness solution to your clients. We work with advisors to fill the gap between retirement services and personal finance guidance. YML does not provide retirement and investing advice so we are a perfect partner to work hand-in-hand with you to provide your clients with a holistic financial wellness experience from budgeting to encouraging increased contributions.
Why clients love YML
Personalized Guidance On Their Financial Journey
Our expert guides provide one-on-one coaching for your employees and their unique, confidential situations. They provide guidance and meet you where you’re at with an empathetic approach. They know everyone’s financial situation is different and are there to lend an ear and offer guidance toward the next right step.
Help with Budgeting, payoff plans, and more
Through our platform, employees can access tools, guides, articles, videos, and resources 24/7. Our Financial Guides are available live 12 hours a day, 5 days a week, and respond to emails sent during off hours within 1 business day to help you accomplish your goals.
Anonymous and confidential support
Our Financial Guide team serves you anonymously and confidentially. Each call, email, or chat with our team of accredited experts is personally addressed. There are no generic responses. As a core pillar of our platform, our team understands and respects the sensitivity of your information.
What do our participants say?
“Gayle has changed our lives in a matter of not even two months. Since we started, we have made a pretty decent impact on our debt and we’re not fearful for the future. I know it was a miracle she was the person who answered when I called.”