by Damian Dunn | Jan 20, 2021 | Kids, Preventing Future Debt, Student Loans, Student Loans & College Savings, Student Loans & College Savings |
Lisa Whitley — If you have kids, likely you have given consideration to the question “How will I pay for their college education?” It could be a fairly straightforward answer were it not for the fact that you may still be paying off loans from your own education....
by Damian Dunn | Dec 16, 2020 | Budgeting, How-to Budget, Preventing Future Debt, Psychology of Money, Spending Habits, Spending Habits |
Lisa Whitley — Seriously, why? Everyone tells you that you should have a budget. But if it is such a great thing to have, then wouldn’t everyone do it happily without being prodded by people like me? I believe that the thing that often stands between knowing that...
by Brent Lyle | Jul 14, 2020 | Debt, How-to Pay off Debt, Preventing Future Debt, Trending Topics |
If history is any guide, we can expect a surge in personal bankruptcy cases in the coming months and years. In 2008, as the Great Recession took hold, annual bankruptcy filings surged almost 30% over the previous year, eventually reaching more than 1.5 million in 2010...
by Damian Dunn | Dec 16, 2019 | Debt, How-to Pay off Debt, Lifestyle, Preventing Future Debt, Psychology of Money |
I opened the mail Saturday evening to find a letter from a collections agency. My immediate reaction was anger, then fear, and nausea. What?! How did this happen? What bill didn’t I pay? Is this going to wreck my credit? Would I have a collections listed on my credit...
by Gayle Evezich | Nov 14, 2019 | How-to Budget, Preventing Future Debt, Savings, Savings, Spending Habits, Spending Habits |
Having a stash of money for emergencies is one of the most important steps on the road to financial success. An emergency fund reduces stress and can help you avoid financial disaster when unexpected expenses pop up. With emergency funds, you avoid accruing debt when...
by Nicole Frankowski | Nov 30, 2017 | Budgeting, Debt, How-to Budget, Preventing Future Debt, Spending Habits
For as much as people complain about budgeting it’s a miracle we aren’t all up to our necks in debt… oh yeah, we are. Budgeting is like exercise. Nobody wants to do it, but we all need to. And just like exercise, not one type of budgeting is for everyone. You have to...
