by Nicole Frankowski | Nov 30, 2017 | Budgeting, Debt, How-to Budget, Preventing Future Debt, Spending Habits
For as much as people complain about budgeting it’s a miracle we aren’t all up to our necks in debt… oh yeah, we are. Budgeting is like exercise. Nobody wants to do it, but we all need to. And just like exercise, not one type of budgeting is for everyone. You have to...
by Nicole Frankowski | Nov 30, 2017 | Debt, How-to Pay off Debt, Preventing Future Debt, Student Loans, Student Loans & College Savings, Trending Topics
Dear Pete My wife and I are both 29 years old and struggling. We made a series of bad financial decisions about three years ago, and they still haunt us today. We owe more on our house than it’s worth, we have a giant car payment ($500/month), and we have about $6,000...
by Nicole Frankowski | Nov 29, 2017 | Budgeting, Debt, Preventing Future Debt, Retirement & Investing, Savings, Savings
Saving the money you didn’t spend is often the forgotten step in the process. Have you ever wondered why you can’t accumulate savings despite your best efforts not to spend money? If so, you’re not alone. It’s one of the most common problems I see on a regular...
by Nicole Frankowski | Nov 28, 2017 | Budgeting, Debt, Preventing Future Debt, Retirement & Investing, Savings, Savings
Like you, I like stuff. People often mistake me as a tight-wad with my money. I, however, am not. I like nice things. It’s just that I make sure that I can afford them prior to buying them. I lack, what many people don’t: an entitlement complex. I feel that I’m not...
