by Lisa Whitley | Sep 1, 2021 | Debt, How-to Pay off Debt, Retirement & Investing, Savings |
Congratulations! You’ve got your emergency savings locked down and now you are moving on to the next step in your journey: paying off high interest debt. While you rightly prioritized building up an emergency fund over retirement savings, now what? Credit Card Payoff...
by Lisa Whitley | Jun 21, 2021 | Buying a House, Buying a House, Housing, How-to Pay off Debt, Mortgages |
If you recently purchased your home with less than a 20% down payment, it is fairly certain that part of your monthly payment includes private mortgage insurance (PMI). Private lenders (i.e. not FHA or VA) add PMI to your monthly payment to protect themselves against...
by Lisa Whitley | Jan 29, 2021 | How-to Pay off Debt, Psychology of Money, Spending Habits |
Lisa Whitley — Quick question: If you are behind in paying your bills — your mortgage/rent, credit cards, student loan— which one do you worry about the most? If you said, “mortgage/rent,” then you are in line with what most people similarly...
by Brent Lyle | Jul 14, 2020 | Debt, How-to Pay off Debt, Preventing Future Debt, Trending Topics |
If history is any guide, we can expect a surge in personal bankruptcy cases in the coming months and years. In 2008, as the Great Recession took hold, annual bankruptcy filings surged almost 30% over the previous year, eventually reaching more than 1.5 million in 2010...
by Damian Dunn | Dec 16, 2019 | Debt, How-to Pay off Debt, Lifestyle, Preventing Future Debt, Psychology of Money |
I opened the mail Saturday evening to find a letter from a collections agency. My immediate reaction was anger, then fear, and nausea. What?! How did this happen? What bill didn’t I pay? Is this going to wreck my credit? Would I have a collections listed on my credit...
by Nicole Frankowski | Nov 30, 2017 | Budgeting, Debt, How-to Budget, How-to Pay off Debt, Lifestyle, Psychology of Money
First appeared in USA Today and The Indianapolis Star His face looked different. And the words coming out of his mouth were painted in conviction. “My doctor looked at me, Pete, and said I had already lost years off my life because of my health. Now I just need to...
