by Damian Dunn | Dec 16, 2020 | Budgeting, How-to Budget, Preventing Future Debt, Psychology of Money, Spending Habits, Spending Habits |
Lisa Whitley — Seriously, why? Everyone tells you that you should have a budget. But if it is such a great thing to have, then wouldn’t everyone do it happily without being prodded by people like me? I believe that the thing that often stands between knowing that...
by Damian Dunn | Nov 9, 2020 | Budgeting, Lifestyle, Spending Habits, Spending Habits |
Kristen Ahlenius — We need to talk. You probably spend too much money on food. Your regular grocery shopping, intermittent specialty shopping, and a miscellaneous mid-week trip because you ran out of bread; this adds up. But we’re not done. You also spend money on...
by Damian Dunn | Nov 4, 2020 | Credit, Psychology of Money, Spending Habits |
Lisa Whitley — Why pay more when you could pay less? It doesn’t seem logical and yet many do this when taking on debt. Even when lower cost borrowing alternatives are available, often consumers prefer using high interest rate credit cards. I just read a...
by Damian Dunn | May 6, 2020 | Psychology of Money, Savings, Spending Habits, Trending Topics |
I very much hope that you have an emergency savings account. I recognize that not everyone does, but if you do… Let’s talk. There is an interesting area of behavioral economics research that suggests that when some people face a financial emergency, they...
by Brent Lyle | Jan 15, 2020 | Age-based Topics, Age-based Topics, Budgeting, How-to Budget, Lifestyle, Savings, Savings, Spending Habits, Spending Habits |
One of the most exhilarating aspects of getting older (gasp!) is the chance to start checking off bucket list adventures. You know, that list of things you’ve always wanted to do but have been waiting until the kids have flown the coop and you don’t have anybody to...
by Gayle Evezich | Nov 14, 2019 | How-to Budget, Preventing Future Debt, Savings, Savings, Spending Habits, Spending Habits |
Having a stash of money for emergencies is one of the most important steps on the road to financial success. An emergency fund reduces stress and can help you avoid financial disaster when unexpected expenses pop up. With emergency funds, you avoid accruing debt when...
