by Lisa Whitley | Sep 14, 2021 | Budgeting, How-to Budget, Lifestyle, Spending Habits |
Otto von Bismarck was the first leader of a unified Germany in 1871, but you may know him as the originator of the phrase “The art of the possible,” which, quite obviously, has everything to do with reducing your spending on food… Let’s step back a bit. When...
by Damian Dunn | Aug 5, 2021 | Housing |
Date: August 3, 2021 Topic: The CDC announced a 60 day limited moratorium on evictions in areas with high Covid infections. Background: The Covid-19 eviction moratorium expired in June and was extended to the end of July. What’s new: This is a...
by Gayle Evezich | Aug 4, 2021 | Budgeting, How-to Budget, Preventing Future Debt, Psychology of Money, Spending Habits, Spending Habits |
It’s that time of year with festive commercials on repeat, stores full of holiday decorations, music and alluring aromas, and conversations turning to gifts. It’s hard not to be in the holiday spirit and buy, buy, buy. The pressure to get just the right gift can be...
by Lisa Whitley | Jun 21, 2021 | Housing, Mortgages, Preventing Future Debt |
“Everyone should buy a house.” You’ve heard it, I’ve heard it. And it is wrong. Worst of all, it perpetuates that idea that renters are somehow “less than” homeowners in our society. To be clear, there is nothing wrong with buying a house in the...
by Lisa Whitley | Jun 21, 2021 | Buying a House, Buying a House, Housing, How-to Pay off Debt, Mortgages |
If you recently purchased your home with less than a 20% down payment, it is fairly certain that part of your monthly payment includes private mortgage insurance (PMI). Private lenders (i.e. not FHA or VA) add PMI to your monthly payment to protect themselves against...
by Gayle Evezich | Jun 21, 2021 | Buying a House, Housing, Mortgages |
Hey all, I just turned 54 and will likely pay off my home in just over 2 years if I continue to make the regular payments. I could pay off the balance ($34k) today, but that would take most of my savings. What are your thoughts on the best course of action? I have...
