by Gayle Evezich | Nov 14, 2019 | How-to Budget, Savings, Spending Habits |
Having a stash of money for emergencies is one of the most important steps on the road to financial success. An emergency fund reduces stress and can help you avoid financial disaster when unexpected expenses pop up. With emergency funds, you avoid accruing debt when...
by Damian Dunn | Nov 12, 2019 | Transportation, Transportation |
*collective audible gasp* I seem to be on a roll with writing about controversial topics in the personal finance world. A few weeks ago on the podcast (shameless plug) Pete and Damian breached the topic of leasing vs buying a vehicle. I’ve decided to kick this door...
by Damian Dunn | Nov 5, 2019 | Budgeting, How-to Budget, Psychology of Money |
For many, our budget tends to be like our diet and exercise plan. Our intentions are good. We really do want to be better. But, for some reason, we just can’t be held to the plan we made for ourselves. Here are some of our top suggestions for sticking to your...
by Kristen Ahlenius | Oct 31, 2019 | Transportation |
As we near the holiday season, many families are planning vacations, shopping for gifts, or preparing to bask in a few extra days away from work. Until my husband’s career forced a move away from our “home,” I didn’t understand how this time of year can truly burden...
by Gayle Evezich | Oct 22, 2019 | Age-based Topics, Age-based Topics |
I was talking to a friend the other day about Social Security. “Yikes,” I said, “I’m actually old enough to start thinking about it!” And just as the words came out of my mouth, I realized how little most people know about what happens when it’s time for Social...
by Damian Dunn | Oct 15, 2019 | Basics of Credit, Credit, Retirement & Investing |
Once a month I receive an email from my credit card company that my FICO score is ready for view. I usually open the app to check on my score, just to be aware, and then I don’t look back at the score until the next month. I’ll preface what I’m about to say by telling...
by Brent Lyle | Oct 8, 2019 | Credit |
With the Experian breach of 2015 behind us and the Equifax 2017 breach settlement just finalized last month, most people are worried about protecting their private data but not sure how to go about it. Advertising for credit monitoring services are everywhere and...
by Jasmin | Sep 12, 2019 | Budgeting, Lifestyle, Spending Habits, Spending Habits |
Dear Team, My wife and I recently adopted a dog. After our first visit to an emergency vet we quickly realized how expensive these visits can be. Now that she is ok and we received the credit card bill the financial reality has set in. My question is how can we best...
by Brent Lyle | Sep 12, 2019 | Budgeting, Lifestyle, Spending Habits, Spending Habits |
One of my least favorite things in the financial wellness industry is how we collectively assume the surrender of a daily latte will solve financial problems. Search personal finance articles online and you are certain to find financial experts and politicians alike...
by Jasmin | Sep 3, 2019 | Buying a House |
If you are considering shopping for a home you have probably heard of private mortgage insurance (PMI). Hearing about PMI and understanding mortgage insurance are two very different things. So what is it? Who benefits from it? Do you have to have it? Let’s set...
