by Gayle Evezich | Oct 26, 2021 | Budgeting, Debt, How-to Budget, Preventing Future Debt, Psychology of Money, Spending Habits |
According to highly esteemed medical establishments like the Mayo and Cleveland Clinics, dying of a broken heart is a real thing. It’s called Broken Heart Syndrome (a.k.a. stress cardiomyopathy in medical terms). Although its symptoms mimic a heart attack, it’s...
by Lisa Whitley | Oct 26, 2021 | Basics of Credit, Basics of Investing, Inflation, Retirement & Investing |
Can you ace the FINRA financial literacy quiz? In 2009, the Financial Industry Regulatory Authority (FINRA) developed a six question quiz to measure the financial literacy of Americans. The most recent 2018 results were pretty dismal: only 40% of Americans were...
by Gayle Evezich | Oct 14, 2021 | Lifestyle, Preventing Future Debt, Psychology of Money, Spending Habits, Spending Habits |
Do you remember that old saying, “Keeping up with the Joneses?” It’s been a long time since I’ve heard it and I expect it’s because it’s a bit dated. The origin of this idiom is from a comic strip named “Keeping up with the Joneses” that ran from 1913 to 1940 and...
by Damian Dunn | Oct 6, 2021 | Housing |
Date: October 6, 2021 Topic: There are a number of important changes happening with student loans. Some of the most tangible will be a shake up of the companies servicing student loans. What’s new: The Office of Federal Student Aid (FSA) announced this...
by Lisa Whitley | Oct 1, 2021 | Retirement & Investing |
Is more income always better? Almost always…but it may also result in an unexpected bill at tax time. Whether you are in retirement or still working, a critical part of tax planning is being aware of how crossing certain income thresholds affects what you pay....
by Lisa Whitley | Sep 29, 2021 | Student Loans & College Savings |
Here are the facts. In 1990, average yearly tuition at a public university was $1910; in 2019, it was $10,230. Parents who were able to complete their education with little or no debt are now wrapping their heads around the reality that the landscape is entirely...
by Gayle Evezich | Sep 22, 2021 | Retirement & Investing |
We were on vacation when my daughter, who has a rare disorder, needed an ambulance. She has good coverage through the ACA Marketplace, but we were out-of-network. They took her into an ambulance to run tests and then took her to the hospital. After some fluids and...
by Lisa Whitley | Sep 14, 2021 | Budgeting, How-to Budget, Lifestyle, Spending Habits |
Otto von Bismarck was the first leader of a unified Germany in 1871, but you may know him as the originator of the phrase “The art of the possible,” which, quite obviously, has everything to do with reducing your spending on food… Let’s step back a bit. When...
by Gayle Evezich | Sep 8, 2021 | Retirement & Investing |
I am a single woman over fifty which makes me part of one of the fastest growing demographics in our country. I call this group SWOF (Single Women Over Fifty). The growth of this demographic is attributable to three ongoing cultural shifts that began a few...
by Lisa Whitley | Sep 1, 2021 | Debt, How-to Pay off Debt, Retirement & Investing, Savings |
Congratulations! You’ve got your emergency savings locked down and now you are moving on to the next step in your journey: paying off high interest debt. While you rightly prioritized building up an emergency fund over retirement savings, now what? Credit Card Payoff...
