by Brent Lyle | Aug 19, 2020 | Debt |
Lisa Whitley — Whether because of an event that was outside of your control, or perhaps just a series of unwise decisions, you may find yourself dealing with debt collectors. First, breathe. Having debt handed over to a collection agency is undeniably a stressful...
by Damian Dunn | Aug 12, 2020 | Insurance, Retirement & Investing |
Lisa Whitley — Among the assortment of options for “specialized” savings accounts — for retirement, education, health expenses, dependent care — saving for the well-being of a disabled adult is often left behind in the discussion. The complexity of this savings goal...
by Brent Lyle | Aug 4, 2020 | Retirement & Investing, Savings, Student Loans, Student Loans & College Savings, Student Loans & College Savings |
Lisa Whitley — Have you ever read research that humans are actually pretty bad at multitasking? Instead of doing one thing well when we give it our undivided attention, we end up doing a bunch of things poorly? I am here to tell you that while this is undoubtedly true...
by Damian Dunn | Jul 15, 2020 | How-to Budget, Lifestyle, Psychology of Money, Relationships, Spending Habits |
Gayle Evezich — In my work with couples getting ready to share their lives and finances, we go through a 3 step process to prepare them to successfully manage their money as a couple. This process starts with the couple really getting to know each other’s money...
by Brent Lyle | Jul 14, 2020 | Debt, How-to Pay off Debt, Preventing Future Debt, Trending Topics |
If history is any guide, we can expect a surge in personal bankruptcy cases in the coming months and years. In 2008, as the Great Recession took hold, annual bankruptcy filings surged almost 30% over the previous year, eventually reaching more than 1.5 million in 2010...
by Jasmin | Jun 11, 2020 | Budgeting, How-to Budget |
Since the beginning of time, necessities have consisted of food, shelter, and clothing. Basically whatever it takes to keep you alive. Today you’d be hard-pressed to find anyone who doesn’t add internet service, a cell phone, and dining out to the necessities list....
by Damian Dunn | May 28, 2020 | Budgeting, How-to Budget, Psychology of Money, Savings |
Simplicity, so said Leonardo da Vinci, is the ultimate sophistication. And while you may think that having multiple bank accounts is the opposite of simplicity, it can be a powerful way to help you achieve your financial goals. The trick is to have a banking strategy...
by Damian Dunn | May 27, 2020 | Distribution, Retirement & Investing, Trending Topics |
As the COVID-19 crisis continues, the severity of the economic impact on households is becoming clearer and more widespread. For some, the impact may be prolonged. As the ability to postpone creditor payments diminishes over time and emergency savings whither, it...
by Damian Dunn | May 12, 2020 | Student Loans, Student Loans & College Savings, Student Loans & College Savings |
Around here, we field a lot of questions about student loans. There seems to be an endless amount to know in this space. It’s always our goal to always be learning as much as we can about loan types, repayment options, and opportunities for forgiveness. One of the...
by Damian Dunn | May 6, 2020 | Psychology of Money, Savings, Spending Habits, Trending Topics |
I very much hope that you have an emergency savings account. I recognize that not everyone does, but if you do… Let’s talk. There is an interesting area of behavioral economics research that suggests that when some people face a financial emergency, they...
